3 beds 1 baths 1,144 sqft

Granite City Illinois Auction Home With 3 Bedrooms, Detached Garage and Fenced Yard

A three-bedroom single-family home in Granite City, Illinois, is being offered through an upcoming real estate auction with an estimated starting bid of $20,000. The property provides approximately 1,144 square feet of finished living space, three bedrooms, one full bathroom, a partial unfinished basement, a detached garage, a dedicated laundry room, and a fully fenced backyard.

Built in 1948, the home is positioned as a fixer and is being sold under auction terms in its current as-is, where-is condition. The seller will not make repairs as a result of building, occupancy, or environmental inspections. For buyers searching for an affordable property to renovate, a potential addition to a real estate portfolio, or a project in the Granite City area, the auction creates an opportunity worth examining carefully.

The estimated $20,000 figure is important to understand: the listing states that the advertised amount is the starting bid only. Bidding is scheduled to begin closing on September 30, 2026, at 6:30 p.m. The final purchase price may therefore be different from the starting amount.

This property combines several features that can be attractive to buyers of older homes, including a one-level layout, three main-level bedrooms, a covered front porch, an existing accessibility ramp, central air, natural gas forced-air heating, connected public utilities, a detached garage, and a private fenced backyard.

Understanding the Auction Starting Bid

The most important detail for prospective buyers is that the listed $20,000 amount is not necessarily the final sale price.

The property is being marketed as an auction, and the listing specifically states that the price shown is the starting bid only. Bidding is scheduled to close on September 30, 2026, at 6:30 p.m.

This distinction matters because buyers should not automatically calculate their total acquisition cost based solely on the $20,000 figure. The final bid could be higher, and buyers may also have additional expenses associated with the purchase, closing, inspections, financing, repairs, insurance, taxes, and other transaction requirements.

Anyone considering the property should review the complete auction terms before bidding.

If a final bid is accepted by the sellers, the buyer will be required to sign an Auction Purchase & Sale Agreement. The auction conditions should be reviewed carefully so the buyer understands the deposit requirements, closing procedures, deadlines, financing rules, buyer responsibilities, and other applicable terms.

Three-Bedroom Granite City Property

The home offers three bedrooms, all located on the main level. This is a practical layout for a variety of potential uses.

A three-bedroom configuration can work for a traditional household, guests, a home office arrangement, or an investment property depending on the buyer’s plans and local rental regulations.

Because all three bedrooms are on one level, the property does not require residents to use stairs to reach the sleeping areas.

The listing identifies approximately 1,144 square feet of finished living space. The property description also references approximately 1,270 square feet of finished living space, creating a difference that prospective buyers should verify through their own due diligence and measurements.

This type of discrepancy is one reason buyers should review the official auction documentation and inspect the property before making a final decision.

The one-story design can also make future maintenance and renovation work more straightforward compared with a multi-level house.

A Practical One-Level Floor Plan

The home has a functional layout centered around a front living room, kitchen with an eating area, three bedrooms, a hallway bathroom, and a dedicated laundry room.

The front living room provides generous space for everyday activities and could potentially accommodate a dining area as well.

This flexibility may be useful for a buyer who wants to create a more open or efficient living arrangement without substantially changing the overall footprint of the house.

The kitchen includes an eat-in area, providing space for casual meals without necessarily requiring a separate formal dining room.

The three bedrooms share one full bathroom located off the hallway. This traditional arrangement allows the bathroom to remain accessible from the main living areas as well as the bedrooms.

As a fixer property, the interior provides an opportunity for future improvements. Depending on the home’s current condition, a buyer might consider updating flooring, paint, lighting, kitchen finishes, bathroom fixtures, doors, trim, and other cosmetic elements.

However, no renovation assumptions should be made before a thorough inspection.

The Covered Front Porch

One of the home’s notable exterior features is its covered front porch.

A covered porch can provide useful outdoor space while also creating a welcoming transition between the yard and the interior.

The property also has an existing ramp leading to the covered porch. This may provide convenient access for residents or visitors who prefer or require a ramp rather than steps.

The condition, slope, structural integrity, handrails, and other safety aspects of the ramp should be inspected by the buyer.

Because the property is being sold as-is, buyers should not assume that the porch or ramp meets current standards without verification.

Three Bedrooms for Flexible Living

The three bedrooms provide a degree of flexibility that can make the property attractive to both homeowners and investors.

A traditional buyer could use the rooms for family members and guests. A remote worker could convert one room into an office. Another buyer could use one bedroom as a hobby or craft room.

For an investor, three bedrooms may help broaden the potential tenant pool, although rental demand and achievable rent should be researched locally before making assumptions.

The age of the property also means that buyers should evaluate each bedroom for flooring condition, windows, outlets, walls, ceilings, heating and cooling distribution, and signs of moisture.

Older properties can have different maintenance requirements than newer construction, so a professional inspection can be particularly valuable.

Kitchen With an Eat-In Area

The kitchen is described as a cozy space with an eat-in area. The layout provides an everyday dining option within the kitchen rather than relying entirely on a separate dining room.

For a renovation project, the kitchen may be one of the most important areas to evaluate.

Potential improvements could include cabinets, countertops, flooring, lighting, appliances, plumbing fixtures, and paint.

The listing states that all appliances are included in the sale and specifically notes that the refrigerator is located in the dedicated laundry room. Buyers should confirm the exact appliances included and test their condition where possible.

Since the home is being sold as-is, the buyer should not assume that appliances or fixtures will be repaired or replaced by the seller.

Dedicated Laundry Room

A dedicated laundry room is another practical feature.

Having a separate laundry area can help keep washing and drying equipment organized and can free up space in the kitchen or bathroom.

The listing states that the refrigerator is also housed in the laundry room. Buyers should inspect the layout to determine whether this arrangement works for their intended use and whether there is an opportunity to improve the configuration.

Laundry areas should also be checked for plumbing leaks, drainage, electrical connections, ventilation, flooring damage, and signs of moisture.

For a renovation project, relatively simple improvements to the laundry area can sometimes make a home more functional without requiring major structural changes.

Partial Unfinished Basement

The property includes a partial basement described as a crawl space, partial, and unfinished area.

The unfinished basement houses the home’s utilities and provides additional storage potential.

Unlike a finished basement, this space should not be counted as additional finished living space. Buyers should also determine whether any basement or lower-level area is suitable for storage and whether moisture, drainage, foundation, or ventilation issues are present.

Because the house dates to 1948, inspecting the basement and foundation areas is especially important.

Water intrusion, cracks, dampness, standing water, deteriorated masonry, wood damage, and other conditions can have a major impact on a renovation budget.

A qualified inspector can help identify conditions that may not be obvious during a short property visit.

Detached Garage Adds Utility

The property includes a detached garage, adding practical value to the lot.

A garage can provide protected parking, storage, workshop space, or room for tools and equipment, depending on its size and condition.

The listing’s property facts identify one garage space.

Buyers should inspect the garage’s roof, foundation, doors, electrical service, flooring, walls, and overall structural condition.

For an investor, a usable detached garage can be an attractive feature for potential tenants or future homeowners.

For an owner-occupant, it can provide a convenient place to store vehicles, lawn equipment, bicycles, tools, and other household belongings.

Fully Fenced Backyard

The backyard is fully fenced with a chain-link fence, creating a defined outdoor area.

A fenced backyard can be useful for recreation, gardening, outdoor entertaining, pets, or simply creating a more private residential environment.

The listing describes the lot as including a backyard, front yard, and a few trees.

The lot contains approximately 5,998 square feet, making it a manageable residential parcel without the maintenance responsibilities of a much larger property.

Before adding structures, sheds, patios, fencing modifications, or landscaping features, buyers should verify local zoning and permit requirements.

Granite City Location

The property is located in Granite City, Illinois, within the Bellemoor Add subdivision.

Granite City is part of the St. Louis metropolitan area and is situated in southwestern Illinois. Its location provides access to the broader metropolitan region while maintaining a distinct Illinois community setting.

For buyers, location should be evaluated according to commuting needs, employment, schools, shopping, healthcare, transportation, recreation, and other lifestyle requirements.

An affordable property can have different levels of practical value depending on how conveniently it fits a buyer’s daily routine.

The location may also be relevant to investors researching rental demand. However, potential rental income should be based on current comparable properties rather than assumptions.

Connected Public Utilities

The property has several established utility connections.

The listing identifies public sewer and public water, along with natural gas connected to the property. Electricity is also connected.

These existing utility connections can be helpful for a renovation project because the property is already served by established infrastructure.

The home uses natural gas forced-air heating and central air conditioning.

However, the existence of utility connections does not guarantee that every system is functioning properly.

Buyers should verify utility service and inspect the condition of the electrical system, plumbing, heating equipment, cooling equipment, sewer connection, water lines, and gas service.

Older homes may require updates to meet current standards, especially if systems have not been modernized.

Central Air and Natural Gas Heating

The home is equipped with central air conditioning and forced-air natural gas heating.

Central air can be a valuable feature for maintaining comfortable indoor temperatures during warmer months, while natural gas forced-air heating provides a conventional heating system.

For a fixer property, the age and condition of the HVAC equipment should be determined before purchase.

A professional HVAC inspection can help identify whether the system is functioning correctly and whether significant repairs or replacement may be necessary.

This information is particularly important when preparing a renovation budget because replacing major mechanical systems can represent a substantial expense.

1948 Construction and Renovation Potential

Built in 1948, the property is an older home with a history that predates many modern construction standards.

Older houses can have architectural character and established neighborhood settings, but they can also require careful inspection.

Buyers should consider the condition of the roof, foundation, electrical system, plumbing, windows, insulation, HVAC, flooring, walls, ceilings, and exterior materials.

The listing identifies a shingle roof, but buyers should verify its current age and condition.

The property is classified as a fixer, meaning prospective owners should approach it as a project rather than a guaranteed move-in-ready residence.

Renovation possibilities can range from cosmetic improvements to more substantial work depending on what the inspection reveals.

As-Is, Where-Is Auction Conditions

The property will be sold “as-is, where-is,” which is a critical consideration for anyone thinking about participating in the auction.

The listing specifically states that the seller will not make repairs as a result of building, occupancy, or environmental inspections.

This means buyers need to conduct their own due diligence before bidding.

The buyer should understand the property’s condition as thoroughly as possible before making a financial commitment.

An as-is purchase can be attractive to investors because it creates an opportunity to renovate according to their own plans. At the same time, it transfers significant responsibility to the purchaser.

The auction terms should be read carefully, particularly regarding inspection access, deposits, closing deadlines, title, financing, and any buyer premiums or additional charges that may apply under the auction agreement.

Potential Real Estate Investment Opportunity

The listing specifically presents the home as an opportunity to add value to a real estate portfolio.

A low starting bid can attract investors interested in purchasing properties below traditional retail price levels and investing additional capital into renovations.

However, investors should calculate the entire project rather than focusing exclusively on the starting bid.

A basic investment calculation might include:

• Final auction purchase price
• Buyer’s premium, if applicable
• Closing costs
• Inspection expenses
• Financing costs
• Renovation materials
• Contractor labor
• Permits
• Property taxes
• Insurance
• Utilities during renovation
• Landscaping
• Maintenance
• Contingency reserves
• Expected resale or rental value

The final numbers should be based on actual local market information and professional estimates.

Potential Rental Property

A three-bedroom home can potentially serve as a rental property, depending on local rental demand and the home’s final condition.

The one-level layout, one full bathroom, fenced backyard, laundry room, and detached garage are features that may appeal to certain tenants.

However, rental investors should research comparable three-bedroom homes in Granite City and surrounding areas.

The expected monthly rent should be compared with the total acquisition and renovation costs, property taxes, insurance, maintenance, vacancy allowance, management fees, and other operating expenses.

A property that has a low purchase price may still require substantial investment before it is ready for tenants.

Potential Primary Residence

The property could also be considered by an owner-occupant who is comfortable renovating an older home.

The three-bedroom layout provides enough space for a small family, couple, or individual who wants extra rooms for offices or hobbies.

The fenced backyard and detached garage add practical features, while the covered front porch and existing ramp may provide additional convenience.

A buyer planning to live in the home should carefully evaluate how much renovation is required before occupancy.

If major systems need replacement, the timeline and cost of making the property comfortable and safe could be significant.

Important Due Diligence Before Bidding

Anyone considering this auction should conduct as much due diligence as the auction rules allow before bidding.

Important items to investigate include:

• Roof condition
• Foundation condition
• Basement moisture
• Structural integrity
• Electrical system
• Plumbing
• HVAC equipment
• Natural gas system
• Water service
• Sewer connection
• Windows and doors
• Kitchen condition
• Bathroom condition
• Flooring
• Garage condition
• Fencing
• Property boundaries
• Tax status
• Title information
• Zoning
• Building permits
• Occupancy requirements
• Insurance availability
• Estimated renovation costs

Buyers should also determine whether there are any municipal requirements associated with bringing the property into compliance.

Auction buyers should avoid assuming that a low starting bid means the property will remain available at that price.

Understanding the September 30 Auction

The listing states that bidding starts closing on September 30, 2026, at 6:30 p.m.

Prospective bidders should review the auction platform and official terms for exact procedures, registration requirements, bidding rules, deadlines, deposits, and closing requirements.

An open house is scheduled for Sunday, September 27, from 2:30 p.m. to 4:30 p.m. This provides an important opportunity for interested buyers to view the property before the scheduled bidding close.

Seeing the home in person can be particularly valuable for an as-is property because photographs and listing descriptions cannot reveal every condition.

A walkthrough can help buyers identify visible repair needs and develop better questions for inspectors and contractors.

What Makes the Property Worth Examining?

Several characteristics stand out about this Granite City auction property.

The home offers three bedrooms and one full bathroom in a single-story layout. It has a dedicated laundry room, eat-in kitchen, covered front porch, existing access ramp, partial unfinished basement, detached garage, and fenced backyard.

The property is connected to public water and sewer and has natural gas and electricity connected.

The 5,998-square-foot lot provides a manageable outdoor area, while the location in Granite City places the property within the broader southwestern Illinois region.

Most importantly, the property is being offered at an auction starting bid rather than a traditional fixed retail price.

That creates a different purchasing environment where preparation and discipline are especially important.

A buyer should establish a maximum budget in advance based on the property’s condition and expected renovation costs rather than simply increasing bids during the auction.

Final Thoughts on This Granite City Auction Home

This three-bedroom home in Granite City, Illinois, offers an interesting combination of affordability, renovation potential, and practical residential features.

The estimated $20,000 price is only the starting bid, and the auction is scheduled to begin closing on September 30, 2026, at 6:30 p.m. The final sale price will depend on the auction process and accepted bid.

The approximately 1,144-square-foot home was built in 1948 and includes three main-level bedrooms, one full bathroom, a front living room, eat-in kitchen, dedicated laundry room, partial unfinished basement, and covered front porch.

Outside, the property includes a fully fenced backyard, front yard, a few trees, and a detached garage.

For an investor, the property may offer the possibility of adding value through renovation. For an owner-occupant, it could potentially become an affordable primary residence after necessary improvements. For a rental investor, the three-bedroom configuration and practical features may warrant further market research.

But the as-is, where-is auction terms are extremely important. The seller will not make repairs or improvements as a result of building, occupancy, or environmental inspections. Buyers are responsible for performing their own due diligence and understanding the property’s condition before bidding.

The best way to evaluate an auction property like this is to look beyond the starting price. The real financial picture includes the final bid, renovation expenses, financing or cash requirements, closing costs, taxes, insurance, maintenance, and the property’s potential value after improvements.

With careful inspection, realistic budgeting, and a thorough review of the auction agreement, this Granite City property could provide a starting point for a buyer interested in an older home with renovation potential and useful existing features.

 

 

Listed on Zillow.