Waterfront Cottage on Cobbs Creek With Private Pier and Renovation Potential

A Rare Contractor Special on the Water

 

 

Waterfront properties often come with a premium, making it increasingly difficult for buyers to find an affordable opportunity to own a home with direct access to the water. This contractor special on Cobbs Creek presents a different kind of opportunity: an existing waterfront cottage with private water frontage, a private pier, mature trees, peaceful views, and the potential for a complete transformation.

Situated on approximately 0.60 acres, this two-bedroom, one-bath cottage offers about 696 square feet of living space and a setting that could appeal to contractors, renovators, investors, outdoor enthusiasts, and buyers searching for a future waterfront retreat. The property is being offered as a project and needs TLC, but for the right buyer, the combination of land, waterfront access, and an existing cottage creates a strong foundation for something special.

The property is located along Cobbs Creek and features approximately 95 feet of waterfront frontage. From the elevated setting, the home enjoys water views and a peaceful natural backdrop created by mature trees and a wooded environment. The private pier adds another important feature for buyers who enjoy spending time near the water.

Whether the future vision includes a personal weekend escape, a fishing retreat, a renovated vacation home, or a customized waterfront residence, this property offers the opportunity to take an existing structure and bring it into its next chapter.

The home is being sold AS-IS, WHERE-IS. All inspections are to be completed by the purchaser, and the seller will make no repairs. Buyers should conduct thorough due diligence regarding the home, pier, septic system, well, utilities, waterfront conditions, permits, and all other aspects of the property.

 

 

Waterfront Living on Cobbs Creek

The greatest feature of this property is its direct relationship with Cobbs Creek.

Waterfront real estate offers something that cannot easily be recreated through renovation: the location itself. A kitchen can be redesigned. Flooring can be replaced. Walls can be updated. But waterfront views, private water frontage, and access to a natural setting are permanent lifestyle advantages that can make a property especially appealing.

This cottage is positioned directly on the creek, allowing the future owner to enjoy the scenery and atmosphere that come with living near the water.

Imagine beginning the day on the porch with a cup of coffee while watching the water. Mature trees create privacy and shade, while the natural setting provides a peaceful alternative to busy suburban streets and crowded neighborhoods.

The property may appeal to buyers who enjoy fishing, kayaking, canoeing, birdwatching, boating, or simply spending time outdoors.

 

 

Approximately 95 Feet of Waterfront Frontage

The listing identifies approximately 95 feet of frontage along Cobbs Creek.

Water frontage can be one of the most valuable features of a recreational property because it creates direct access to the surrounding natural environment.

The future owner may be able to create an outdoor lifestyle centered around the water. Depending on the condition of the shoreline and applicable regulations, the property could become a place for relaxing, fishing, launching permitted watercraft, or simply enjoying the changing scenery.

Buyers should independently verify waterfront boundaries, navigation conditions, riparian rights, shoreline regulations, and permitted uses.

A Private Pier Adds Recreational Potential

The property includes a private pier, providing direct access to the waterfront.

A private pier can become the centerpiece of a waterfront lifestyle.

It may offer a place to sit and enjoy the views, spend time fishing, or access the water, depending on local regulations and the condition of the structure.

For many waterfront buyers, having an existing pier can be a significant advantage.

The future owner should carefully inspect the condition, structure, permits, ownership rights, maintenance requirements, and any restrictions affecting the pier.

If improvements are needed, a buyer should consult qualified professionals and local authorities before beginning work.

A Peaceful 0.60-Acre Waterfront Setting

The cottage sits on approximately 0.60 acres.

The lot is described as level, wooded, and waterfront.

This combination creates a setting that can feel private while still providing usable outdoor space.

Mature trees can provide natural shade and a sense of separation from neighboring properties.

The land may offer room for landscaping, outdoor seating, gardens, pathways, or other improvements, subject to local requirements.

For someone interested in creating a personalized waterfront retreat, the outdoor environment can be just as important as the house itself.

 

 

Elevated Setting With Water Views

The elevated location is another attractive feature.

An elevated waterfront setting can provide a different perspective of the surrounding landscape and create enjoyable views of the creek.

The natural combination of trees, water, and open outdoor areas can provide a relaxing environment throughout the year.

The property is also described as being in a no-flood zone according to the listing. Buyers should independently verify current flood-zone status and obtain any appropriate insurance information before purchasing.

A Cottage Ready for a New Vision

The existing home offers approximately 696 square feet of living space.

While compact, smaller homes can be particularly attractive renovation projects because they allow a buyer to focus on creating an efficient and highly personalized design.

A thoughtful renovation could transform the interior into a cozy waterfront cottage designed around comfort and views.

The home’s bungalow and cottage architectural style provides a natural starting point for a future renovation.

A modern coastal design could include bright finishes, durable flooring, updated lighting, and an open living area.

A buyer could also choose a more traditional cottage appearance with natural wood finishes and rustic details.

The possibilities depend on the condition of the structure, local regulations, budget, and the buyer’s vision.

Two Bedrooms for Flexible Living

The home includes two bedrooms.

For a weekend retreat, two bedrooms can provide space for owners and overnight guests.

One room could become a primary bedroom while the second could serve as a guest room, office, hobby space, or flexible multipurpose room.

The listing also notes a bedroom on the main level and a main-level primary bedroom, adding convenience to the single-level floor plan.

A future renovation could focus on maximizing storage and improving the connection between indoor and outdoor spaces.

One Full Bathroom

The home includes one full bathroom.

The property also lists an accessible full bath as an accessibility feature.

During a renovation, the bathroom could potentially be updated with modern fixtures, improved lighting, efficient storage, and durable finishes.

Buyers should carefully inspect plumbing, fixtures, water supply, drainage, and septic connections.

Cathedral Ceilings Add Character

Despite its compact size, the cottage includes cathedral ceiling features.

Higher ceilings can create a greater sense of openness and make smaller living spaces feel more spacious.

A renovation could highlight this architectural feature with updated lighting, exposed design elements, or a cohesive interior color scheme.

Cathedral ceilings can also create a natural cottage atmosphere that fits the waterfront setting.

A Comfortable Main Living Area

The interior includes a dining area and features such as ceiling fans, paneling or wainscoting, and laminate counters.

The future owner could potentially redesign the main living spaces to create an efficient open-concept layout.

Because the cottage is relatively small, thoughtful planning can make a major difference.

Built-in storage, multifunctional furniture, compact appliances, and bright finishes could help maximize usable space.

The goal could be to create a comfortable environment where every square foot has a purpose.

Existing Heating and Cooling Systems

The home is listed with electric heat, a heat pump, and a wood stove.

Central air and electric cooling are also listed.

These systems provide a starting point for evaluating the home’s year-round comfort.

A wood stove can add a classic cottage atmosphere during cooler weather, while central air and a heat pump may provide more modern comfort.

All systems should be professionally inspected and evaluated before use.

Buyers should verify the age, condition, capacity, maintenance history, and functionality of all heating and cooling equipment.

New Rinnai Tankless Water Heater

One of the property’s highlighted improvements is a new Rinnai tankless water heater.

A tankless water heater can be a valuable feature in a smaller home because of its compact design and ability to provide hot water on demand.

For a waterfront retreat, modern utility upgrades can help balance the charm of a cottage with practical convenience.

Buyers should verify installation details, warranties, maintenance requirements, and energy sources.

Appliances Included According to the Listing

The property is listed with several appliances, including:

• Dishwasher
• Electric cooking equipment
• Oven
• Refrigerator
• Stove
• Tankless water heater

The future buyer should verify which appliances will remain with the property and inspect their condition.

For a renovation project, existing appliances may provide temporary functionality while larger improvements are planned.

Outdoor Living With Decks and Porches

One of the best parts of owning a waterfront property is the opportunity to spend time outside.

This cottage includes a rear porch, deck, and porch areas.

Outdoor spaces can become an extension of the home’s living area.

A future owner might create seating areas overlooking the water, an outdoor dining space, or a relaxing place for morning coffee.

The deck and porch could become especially enjoyable during mild weather.

Before using or improving these structures, buyers should inspect their condition and structural integrity.

Mature Trees Create Privacy

The wooded setting adds a sense of privacy and natural beauty.

Mature trees can help create a peaceful environment and provide shade during warmer months.

The combination of trees and waterfront scenery can make the property feel like a hidden retreat.

For buyers looking to escape crowded neighborhoods, this type of setting can be particularly appealing.

Storage and Shed Space

The property includes storage and shed features.

Additional storage can be useful for waterfront equipment, gardening tools, fishing gear, outdoor furniture, and renovation supplies.

A shed can also become an important workspace during a renovation project.

Private Well and Septic System

The property is served by a private well and septic system.

These systems are common in rural and waterfront areas.

Before purchasing, buyers should arrange for appropriate inspections and evaluations.

Important due diligence may include:

• Water quality testing
• Well flow testing
• Septic inspection
• Pumping history
• Drain field evaluation
• Permit review
• System capacity

Understanding the condition of these systems is especially important when planning future improvements.

A Strong Opportunity for Contractors

The property is specifically described as a contractor special.

For experienced contractors, renovators, and buyers who understand construction, this can represent an opportunity to take control of the transformation process.

Rather than paying for cosmetic upgrades chosen by someone else, the next owner can evaluate the property and determine where investment may provide the greatest value.

A renovation plan might focus on:

• Structural evaluation
• Roof inspection
• Exterior improvements
• Pier inspection
• Electrical review
• Plumbing upgrades
• Interior redesign
• Kitchen renovation
• Bathroom improvements
• Flooring
• Lighting
• Insulation
• Landscaping

The property could be transformed gradually or through a complete renovation, depending on the buyer’s resources and goals.

Potential for a Personalized Waterfront Retreat

One possible future vision is a private waterfront retreat.

Imagine a renovated cottage with a bright interior, comfortable furnishings, updated kitchen, modern bathroom, and outdoor spaces designed around Cobbs Creek.

The private pier could become a favorite place to relax.

The deck could provide space for outdoor dining.

The mature trees could frame the property with natural privacy.

The result could be a simple but memorable place to escape from the demands of daily life.

A Weekend Getaway Opportunity

The property’s size and waterfront setting may make it appealing as a weekend getaway.

A smaller cottage can require less time to maintain than a large home, allowing owners to focus more on enjoying the property.

Weekends could involve fishing, relaxing by the water, working on the renovation, or simply spending time outdoors.

The home could also serve as a base for exploring the surrounding region.

Potential Investment Appeal

Waterfront properties can attract interest from investors because of their limited supply and lifestyle appeal.

However, any buyer considering investment or rental use should independently verify zoning, local laws, insurance requirements, financing restrictions, waterfront regulations, and any short-term rental rules before making assumptions about potential income.

No rental income or investment return is guaranteed.

The property’s value will depend on many factors, including renovation quality, market conditions, insurance costs, waterfront condition, and overall demand.

Why Waterfront Renovation Projects Can Be Special

A renovation project on the water is different from renovating a typical suburban house.

The goal is often not simply to improve the building.

It is to create a lifestyle.

The renovation can be designed around the property’s strongest feature: the water.

Windows, outdoor seating, lighting, landscaping, and interior layouts can all be considered with the views in mind.

Even a compact home can feel special when it provides a direct connection to the surrounding environment.

Key Property Features

Highlights include:

• Waterfront location on Cobbs Creek
• Approximately 95 feet of water frontage
• Private pier
• Approximately 0.60 acres
• Elevated setting
• Mature trees
• Wooded environment
• Water views
• Two bedrooms
• One full bathroom
• Approximately 696 square feet of living space
• Single-level layout
• Main-level bedroom
• Main-level primary bedroom
• Accessible full bathroom
• Cathedral ceilings
• Dining area
• Ceiling fans
• Paneling or wainscoting
• Vinyl flooring
• Crawl-space foundation area
• Electric heat
• Heat pump
• Wood stove
• Central air
• New Rinnai tankless water heater
• Dishwasher
• Oven
• Refrigerator
• Stove
• Rear porch
• Deck
• Storage
• Shed
• Private well
• Septic system
• Cottage and bungalow architectural style
• Wood siding
• Composition roof
• No HOA listed
• Sold AS-IS, WHERE-IS

Important Due Diligence for Buyers

Because this property is being sold as-is and needs TLC, thorough due diligence is essential.

Potential buyers should consider professional inspections and evaluations of:

• Structural condition
• Foundation and framing
• Roof
• Exterior siding
• Windows and doors
• Electrical system
• Heating system
• Heat pump
• Central air
• Wood stove
• Plumbing
• Tankless water heater
• Well
• Water quality
• Septic system
• Crawl space
• Pier
• Deck
• Porch
• Waterfront boundary
• Flood information
• Insurance availability
• Property access
• Permits
• Environmental conditions

The seller will make no repairs, so buyers should understand the property’s condition before closing.

Final Thoughts

Finding a waterfront property with approximately 95 feet of frontage, a private pier, mature trees, and direct access to Cobbs Creek is an opportunity that deserves attention from buyers who understand renovation potential.

This is not a turnkey home.

It is a project.

But projects can offer something move-in-ready homes often cannot: the ability to create a space exactly as envisioned.

The existing two-bedroom, one-bath cottage provides a foundation. The private waterfront setting provides the lifestyle. The mature trees and elevated location provide privacy and natural beauty.

For the right contractor, investor, renovator, or hands-on buyer, this property could become a rewarding transformation.

Imagine restoring the cottage, updating the interior, improving the outdoor spaces, and creating a waterfront retreat centered around peaceful views and private access to Cobbs Creek.

Whether the future goal is a personal getaway, fishing retreat, vacation property, or customized full-time residence, the potential is here for a buyer ready to bring tools, creativity, planning, and vision.

The property is being sold AS-IS, WHERE-IS, and all inspections should be completed by the purchaser. For buyers prepared to take on the work, this contractor special offers a chance to transform an existing waterfront cottage into something uniquely their own.

 

 

Listed on Zillow.