3 beds 2 baths 1,792 sqft

Kentucky Auction Home With 3 Bedrooms, 1 Acre and Airbnb Potential

A Spacious Crofton Property Offered Through Online Auction

An approximately one-acre property with a three-bedroom home, two full bathrooms, nearly 1,800 square feet of living space, mature shade trees, and two storage buildings is being offered through an online auction in Crofton, Kentucky. With an estimated starting figure of $10,000 shown in the listing, this property is attracting attention from buyers interested in residential real estate, investment opportunities, and short-term rental properties.

The home contains approximately 1,792 square feet of finished living space and was built in 1994. It is a single-family residence with a one-story layout, public water, septic service, central air conditioning, electric heating, and a masonry fireplace.

One of the most notable aspects of the listing is that the property is currently being operated as an Airbnb. This gives prospective buyers an opportunity to investigate an already established short-term rental use while also considering other possibilities for the property.

The residence sits on approximately one acre with many trees, creating a more private setting than a typical residential lot. Two storage buildings provide additional space for equipment, tools, outdoor belongings, or other household storage.

Because this is an auction property, the estimated $10,000 figure should not automatically be interpreted as the final purchase price. Buyers should carefully review the auction terms, bidding procedures, required deposits, closing requirements, and any applicable buyer premiums or fees before participating.

Three Bedrooms and Two Full Bathrooms

The home provides three bedrooms and two full bathrooms, making it suitable for a variety of household arrangements.

Three bedrooms can accommodate a family, provide space for guests, or allow one or more rooms to be used for alternative purposes such as a home office or hobby room.

The two full bathrooms add practical convenience, especially for a property currently being used as a short-term rental. Guests often value having multiple bathrooms, and homeowners can benefit from the additional flexibility as well.

The primary bedroom is located on the first level and is listed at approximately 156 square feet, with dimensions of roughly 12 by 13 feet.

The one-story layout means that all major living spaces are accessible without navigating multiple floors. For guests, families, and buyers looking for simpler day-to-day accessibility, a single-level floor plan can be a meaningful advantage.

Approximately 1,792 Square Feet of Living Space

The property offers approximately 1,792 square feet of total interior living area.

That amount of space gives the home a comfortable footprint without making it exceptionally large or difficult to maintain.

The listing reports that all 1,792 square feet are above ground, with no finished basement area. This can simplify the overall layout because the living space is concentrated on a single level.

For a short-term rental, the amount of interior space may provide enough room for multiple guests without requiring an unusually large property. For a full-time residence, the square footage provides flexibility for bedrooms, living areas, kitchen space, bathrooms, and storage.

For an investor, the relationship between purchase price, renovation costs, operating expenses, and usable square footage should be analyzed carefully.

An Approximately One-Acre Lot

The residence is situated on approximately one acre.

A full acre provides substantially more outdoor space than many standard suburban residential lots. The listing specifically highlights many trees and shade trees, creating a setting that may feel more private and natural.

Trees can provide shade during warmer weather and contribute to the property’s visual character. They can also create attractive outdoor spaces for residents and guests.

A buyer should nevertheless inspect mature trees for potential maintenance needs, especially trees located close to the home, driveway, storage buildings, or utility lines.

The size of the lot may also provide opportunities for landscaping, outdoor seating, gardening, recreation, or additional improvements, subject to local regulations and applicable restrictions.

Two Storage Buildings Add Practical Value

The property includes two storage buildings.

Additional storage can be particularly valuable for both homeowners and short-term rental operators.

For a primary residence, the buildings could potentially accommodate lawn equipment, tools, bicycles, seasonal decorations, recreational equipment, and other belongings.

For an Airbnb operation, storage areas can also be useful for maintenance supplies, outdoor furniture, cleaning equipment, replacement linens, and other items associated with property management.

The condition and size of the storage buildings should be inspected during the due diligence process. Buyers should determine whether they have electricity, whether the structures are permitted, and whether any repairs are required.

Existing Airbnb Operation

One of the most interesting details in the listing is the property’s current use as an Airbnb.

For buyers interested in short-term rentals, an existing operation can provide a starting point for research into how the property has been used and marketed.

However, buyers should not assume that existing Airbnb activity guarantees future income.

Short-term rental performance can change based on local demand, competition, seasonality, pricing, occupancy, platform policies, local regulations, taxes, insurance, and property condition.

Anyone considering the property primarily as an investment should request and independently analyze available financial information, including historical booking performance, revenue, operating expenses, cleaning costs, management expenses, utilities, insurance, taxes, and maintenance.

Local regulations should also be reviewed to confirm whether short-term rental use can continue under a new owner.

Potential as a Primary Residence

Although the property is currently operated as an Airbnb, it is still a single-family residence and could potentially appeal to someone seeking a full-time home.

The three-bedroom, two-bath layout provides a conventional residential configuration.

The one-story design can make daily life convenient, while the one-acre lot offers more outdoor space than many typical homes.

A buyer who does not want to operate a short-term rental could potentially use the home as a private residence, assuming the intended use complies with local requirements.

The existing appliances, central air conditioning, fireplace, storage buildings, and mature trees add to the home’s residential appeal.

Potential as a Second Home

The property could also be considered as a second home or weekend retreat.

An acre of land, mature trees, and a comfortable three-bedroom floor plan can provide a setting for buyers who want additional space away from a primary residence.

The existing Airbnb use may also make the property relevant to buyers who want to explore a mixed-use strategy, potentially using the home personally at certain times and considering rental use at others, subject to applicable laws, taxes, insurance, and platform requirements.

Before making such plans, buyers should verify all restrictions and determine whether short-term rentals are permitted in the specific location.

Large Kitchen With Breakfast Bar

The kitchen is listed at approximately 264 square feet, with dimensions of roughly 12 by 22 feet.

That is a substantial kitchen area for a home of this size.

The listing identifies a breakfast bar and ceiling fans, providing practical features for both everyday meals and entertaining.

The included range, microwave, refrigerator-related kitchen equipment as applicable, and laundry appliances provide additional convenience.

A large kitchen can also be particularly useful for short-term rental guests because travelers often appreciate having the ability to prepare meals rather than relying entirely on restaurants.

Buyers should verify the condition and ownership of all appliances, particularly because the property is being sold through auction.

Main-Level Laundry

Laundry is located on the main level.

For both homeowners and guests, main-level laundry can be a practical feature.

In a short-term rental, an accessible laundry area can help support longer stays and simplify turnover operations. For a primary residence, it eliminates the need to carry laundry between floors.

The included washer and dryer are identified in the listing. Their condition should be verified during inspection or showing.

Central Air and Ceiling Fans

The property is equipped with central air conditioning and ceiling fans.

This combination can help provide comfortable indoor conditions during warmer Kentucky weather.

Central air is an important feature for a property that may be used year-round, while ceiling fans can improve air circulation in individual rooms.

Buyers should verify the age, maintenance history, efficiency, and operating condition of the HVAC system.

If the home is intended to continue as a short-term rental, reliable heating and cooling can be particularly important because guests typically expect climate control to function properly throughout their stay.

Electric Heating

The home uses electric heating.

Electric heating can be straightforward to operate, but buyers should examine historical utility costs to understand the expense of heating a 1,792-square-foot residence.

For an investment property, utility expenses directly influence operating margins. A buyer should request available electric bills or other utility records if they are accessible.

Energy efficiency can also be influenced by insulation, windows, doors, ceiling construction, and HVAC efficiency.

A professional inspection can help identify opportunities for future energy improvements.

Masonry Fireplace

The property includes a masonry fireplace.

A fireplace can add character and create an attractive feature for both residents and short-term rental guests.

For an older fireplace, however, safety should be the priority.

The chimney, flue, masonry, firebox, and surrounding areas should be inspected by an appropriately qualified professional before use.

If the fireplace is intended to remain operational, buyers should determine whether it meets applicable safety requirements and whether any repairs or cleaning are necessary.

Vinyl and Wood Siding

The exterior materials include vinyl siding and wood siding.

These materials can provide a traditional residential appearance while allowing for relatively straightforward maintenance compared with some other exterior materials.

The buyer should inspect the siding for damage, moisture intrusion, rot, loose sections, and areas requiring repair.

Because the property was constructed in 1994, the exterior may have undergone maintenance or replacement during its lifetime. Buyers should determine the age and condition of the current siding.

Pillar and Post Foundation

The listing identifies a pillar/post foundation.

This type of foundation should receive particular attention during inspection.

The buyer should evaluate the condition of the supporting posts, beams, connections, drainage, crawlspace areas, and any signs of movement or moisture.

A professional inspector or structural specialist can provide a more detailed assessment of whether the foundation is performing properly and whether any repairs may be needed.

Understanding the foundation condition is especially important before purchasing an auction property because buyers may have less opportunity to negotiate repairs after closing.

Public Water and Septic System

The property has public water and a septic tank.

This combination is common in many semi-rural residential settings.

Public water can reduce some of the maintenance responsibilities associated with private wells, while the septic system requires periodic inspection and maintenance.

Before purchasing, buyers should determine the age, type, capacity, maintenance history, and current condition of the septic system.

It may also be appropriate to request a septic inspection or pumping history.

For a property used as an Airbnb, septic capacity is especially relevant because occupancy can be higher than in a typical owner-occupied home. Buyers should verify that the system is appropriate for the intended occupancy and use.

No Homeowners Association

The listing indicates that the property has no HOA.

For some buyers, the absence of an HOA can provide greater flexibility regarding landscaping, outdoor storage, parking, and other property decisions.

However, no HOA does not mean there are no regulations.

Local zoning, building codes, septic requirements, short-term rental rules, property maintenance regulations, and other municipal requirements may still apply.

Buyers should verify the applicable rules before planning additional structures, expanding the home, modifying the property, or continuing Airbnb operations.

Understanding the Online Auction

The property is being sold through an online auction conducted by Pennyrile Auction Company.

The listing states that online bidding opens Thursday, October 8, 2026, and closes Thursday, October 29, 2026, at 6:00 PM.

The auction format is an important part of the property because the displayed estimated amount of $10,000 should not necessarily be interpreted as a guaranteed purchase price.

Auction terms can include specific bidding procedures, deposits, buyer premiums, closing deadlines, payment requirements, and other conditions.

Potential bidders should review the complete auction documentation before submitting a bid.

They should also understand whether the winning bid is subject to confirmation, whether financing is permitted, and what forms of payment are accepted.

Open House Opportunity

The listing provides an open house scheduled for Saturday, October 24, from 10:00 AM to 12:00 PM.

For an auction property, attending an open house can be particularly useful because buyers should evaluate the physical condition before bidding whenever possible.

The listing also states that buyers who cannot attend the open house can call to schedule a private showing.

A personal inspection can help identify conditions that are difficult to understand from online photographs alone.

Prospective buyers should bring a checklist and focus on major systems rather than cosmetic details alone.

What Buyers Should Look For During Inspection

A thorough inspection should cover the major components of the property.

Important areas include:

• Foundation and support structure
• Roof and attic
• Exterior siding
• Windows and doors
• HVAC system
• Electrical service
• Plumbing
• Septic system
• Public water connection
• Kitchen appliances
• Bathroom fixtures
• Fireplace and chimney
• Storage buildings
• Driveway
• Drainage
• Trees near the house
• Signs of moisture
• Pest activity
• Structural movement

Because this is an auction property, buyers should identify potential repair costs before placing a bid rather than assuming repairs can be negotiated afterward.

Evaluating the Airbnb Investment Potential

The existing Airbnb operation is an important reason some buyers may investigate this property.

However, the investment potential should be evaluated using actual numbers.

A prospective buyer should ideally investigate:

• Historical nightly rates
• Occupancy levels
• Gross booking revenue
• Cleaning fees
• Platform fees
• Property management costs
• Utilities
• Insurance
• Property taxes
• Maintenance
• Repairs
• Supplies
• Seasonal demand
• Local competition

The buyer should also determine whether the property has reviews, established operating procedures, furnishings, and transferable business elements.

The listing does not state that all personal property or Airbnb-related assets automatically transfer with the real estate, so buyers should confirm exactly what is included in the sale.

Potential for Improvements

The property provides several areas where a buyer could potentially add value.

Interior improvements might include updating flooring, paint, fixtures, lighting, cabinetry, or bathrooms.

Outdoor improvements could include landscaping, seating areas, garden spaces, or improvements around the storage buildings.

The mature trees already provide an established landscape element, so future improvements could focus on maintaining and enhancing the existing setting rather than creating an entirely new landscape.

Any renovations should be planned around the home’s current condition and the buyer’s intended use.

Property Taxes and Ownership Costs

The listing reports an annual property tax amount of approximately $466 and a tax assessed value of $50,000.

These figures should be independently verified before purchase because property taxes and assessments can change.

Other ongoing costs may include:

• Electricity
• Water
• Septic maintenance
• Insurance
• Landscaping
• HVAC maintenance
• Property repairs
• Tree maintenance
• Storage building maintenance
• Airbnb platform and management expenses

For an investment property, all of these expenses should be included in a realistic financial analysis.

Why the One-Acre Setting Matters

One acre gives the property a different feel from a home on a compact suburban lot.

The mature shade trees can create a more private atmosphere and may provide natural outdoor gathering areas.

For an Airbnb, outdoor space can also become an amenity that helps distinguish a property from smaller competing rentals.

For a full-time homeowner, the land offers room for gardening, recreation, outdoor dining, or simply enjoying a larger private setting.

Future development possibilities should not be assumed. Buyers should confirm zoning, setbacks, septic limitations, utility availability, and other requirements before planning additional construction.

A Flexible Property for Different Types of Buyers

This Crofton residence has several characteristics that broaden its potential appeal.

A homeowner could purchase it as a primary residence.

An investor could research its existing short-term rental operation.

A buyer looking for a second home could use the property as a private retreat.

A renovation-minded owner could update the interior and exterior to create a more personalized residence.

The property’s existing configuration gives buyers a foundation rather than an empty parcel. The house already provides bedrooms, bathrooms, kitchen space, living areas, climate control, a fireplace, parking, storage, and utilities.

Final Thoughts on This Crofton Auction Property

This approximately one-acre Crofton property offers an unusual combination of size, outdoor space, storage, and existing short-term rental use.

The estimated $10,000 figure displayed in the listing is likely to attract attention, but buyers should approach the property as an auction rather than a conventional fixed-price purchase. The final sale price will depend on the bidding process and applicable auction terms.

The home itself offers approximately 1,792 square feet, three bedrooms, two full bathrooms, a large kitchen with breakfast bar, main-level laundry, central air, electric heating, ceiling fans, and a masonry fireplace.

Outside, the property includes approximately one acre of land, many shade trees, two storage buildings, a driveway, and additional parking.

The existing Airbnb operation is another significant feature. For buyers interested in short-term rental real estate, it provides a reason to investigate the property’s operating history and local rental market. However, rental income should never be assumed without reviewing actual financial records, local regulations, insurance requirements, occupancy trends, and operating expenses.

The home’s 1994 construction date, public water, septic system, pillar/post foundation, vinyl and wood siding, and no-HOA status provide additional factors for buyers to evaluate.

Most importantly, prospective bidders should inspect the property before participating in the auction whenever possible. The scheduled open house on October 24, 2026, provides an opportunity to examine the home, while private showings may also be available through the listing representative.

For someone looking for an affordable property with multiple potential uses, this Crofton home offers a combination of characteristics that can support further investigation. The three-bedroom layout, two bathrooms, one-acre lot, storage buildings, mature trees, and existing Airbnb operation provide a substantial starting point.

The best way to evaluate the opportunity is to consider the complete financial picture. Buyers should account for the eventual auction price, any buyer fees, closing costs, inspections, repairs, utilities, insurance, taxes, septic maintenance, and potential improvements.

With careful due diligence and a clear understanding of the auction terms, this property could provide a flexible foundation for a future residence, investment property, short-term rental, or Kentucky retreat.

 

 

Listed on Zillow.