3 beds 2 baths 1,789 sqft

Mississippi Brick Home on 4 Acres for $89,900

An Affordable Rural Property With Room to Update

For buyers searching for an affordable home with substantial land and the potential to create something more personalized, this three-bedroom brick property in Quitman, Mississippi, offers an interesting opportunity at an asking price of $89,900.

Built in 1966, the home provides approximately 1,789 square feet of interior living space and sits on roughly four acres. The property combines several characteristics that can be difficult to find at an entry-level price point: a brick exterior, a relatively spacious home, central heating and air conditioning, newer windows throughout, a fireplace, and a sizable rural lot.

At the same time, this is not presented as a move-in-ready luxury property. The seller describes the home as being in solid condition but in need of updates. The kitchen and bathrooms are functional but dated, the roof needs replacement, and general cosmetic improvements may be appropriate.

That combination is important. Rather than paying a higher price for a fully renovated property, a buyer may have the opportunity to acquire the home at a lower entry point and determine how much updating makes sense for their budget and lifestyle.

The property is being offered for sale by owner, and the seller states that they hold an equitable interest. The listing also makes clear that no warranties or guarantees are provided regarding the property’s condition or profitability. These statements make professional due diligence especially important before purchasing.

Property Overview

The property consists of a single-family residence with three bedrooms, one full bathroom, and one half bathroom. Zillow’s facts list two bathrooms in total, while the property description identifies the home as a 3-bedroom, 1.5-bath residence.

The home contains approximately 1,789 square feet of interior living space and was constructed in 1966.

The property includes approximately four acres of land, giving the residence considerably more outdoor space than a typical subdivision home.

Key characteristics include:

  • Asking price of $89,900
  • Approximately 1,789 square feet
  • Three bedrooms
  • One full bathroom
  • One half bathroom
  • Approximately four acres
  • Brick exterior
  • Built in 1966
  • New windows throughout
  • Central heat and air
  • Fireplace
  • Carpet and linoleum or vinyl flooring
  • Functional but dated kitchen
  • Functional but dated bathrooms
  • Roof replacement needed
  • General cosmetic updating needed
  • Pier foundation
  • Asphalt roof
  • No HOA information indicated
  • Approximately $667 in annual property taxes according to the listing

The combination of a substantial home and four acres creates a property profile that may appeal to buyers looking beyond conventional residential neighborhoods.

Four Acres of Mississippi Land

One of the property’s most significant features is the four-acre lot.

Land can dramatically change the experience of homeownership. Instead of being limited to a small backyard, the owner has substantially more room around the residence for outdoor activities, gardens, recreation, storage, landscaping, or other permitted uses.

Four acres can provide privacy and separation from surrounding properties while still being manageable compared with very large rural estates.

The possibilities for the land will depend on local zoning, access, drainage, soil conditions, utilities, existing property boundaries, and applicable regulations. Buyers considering additional structures or improvements should verify local requirements before making plans.

For someone interested in a rural lifestyle, the acreage may be one of the strongest aspects of the property.

A Brick Home With Long-Term Potential

Brick construction is another notable characteristic.

The property has a brick exterior, giving it a traditional appearance and a durable exterior material that has remained popular in many parts of the United States for decades.

The home dates to 1966, meaning it has already been standing for approximately six decades. Older homes can offer distinctive layouts and construction characteristics that are not always found in newer houses.

However, age also means that buyers should carefully inspect major systems and components. Electrical systems, plumbing, foundation components, insulation, roof structure, HVAC equipment, windows, drainage, and other elements can all affect the total cost of ownership.

The fact that the home has newer windows is a positive feature noted by the seller, but buyers should still determine when the windows were installed, whether all windows were replaced, and whether they are performing properly.

1,789 Square Feet of Living Space

With approximately 1,789 square feet, the house provides a meaningful amount of interior space for a three-bedroom property.

The size creates room for different household configurations. A family could use the three bedrooms for children and guests, while another buyer might convert one room into an office, hobby area, or additional living space.

The home’s size also creates opportunities for renovation. Rather than beginning with a very small structure, an owner can work with an established floor plan and determine which improvements provide the greatest value.

When evaluating an older home, however, square footage should never be considered in isolation. The condition of the existing structure and major systems is equally important.

Three Bedrooms for Flexible Living

The three-bedroom layout makes the property suitable for a range of household needs.

The primary bedroom could serve as the owner’s private space, while the other bedrooms could accommodate family members, guests, or home-office arrangements.

For buyers working remotely, one bedroom could potentially become a dedicated office. Others may prefer to use additional rooms as craft spaces, exercise areas, libraries, or hobby rooms.

Because the property is being sold in its existing condition, buyers should verify the dimensions and layout during an in-person inspection and compare them with their intended use.

One Full Bathroom and One Half Bathroom

The home has one full bathroom and one half bathroom.

Having a second bathroom, even as a half bath, can provide convenience for households and guests.

The seller describes the bathrooms as functional but dated. This distinction is useful for buyers considering renovation because the property may not require a complete reconstruction of the bathroom areas, but the finishes and fixtures could benefit from modernization.

A future renovation could involve relatively straightforward cosmetic improvements or a more comprehensive remodel depending on the buyer’s budget and the underlying condition of plumbing, flooring, walls, ventilation, and electrical components.

Before beginning any renovation, homeowners should determine whether permits are required and whether the existing plumbing and electrical systems can support planned improvements.

A Functional but Dated Kitchen

The kitchen is another area specifically identified as dated but functional.

This can be an attractive situation for buyers who enjoy renovation projects because the basic room already exists and can potentially be modernized over time.

Kitchen improvements might include updated cabinets, countertops, lighting, flooring, appliances, fixtures, and storage solutions. The appropriate scope depends entirely on the home’s existing condition and the buyer’s goals.

A phased renovation may also allow an owner to spread expenses over time rather than attempting to complete every improvement immediately.

Before budgeting for cosmetic work, buyers should first verify that the home’s major systems and structural components are in acceptable condition.

New Windows Throughout

The seller highlights new windows throughout the home.

Updated windows can be an important improvement in an older property. Modern windows may improve comfort and help reduce drafts compared with older, less efficient units.

However, buyers should verify the installation date, manufacturer information if available, condition of frames and seals, and whether the windows were professionally installed.

The presence of newer windows is particularly notable because the property still requires other improvements, including a new roof.

Central Heat and Air

The home features central heat and air, according to the property description.

A functioning central HVAC system can be an important advantage for homeowners because it provides a conventional way to manage indoor temperatures throughout the house.

The listing’s facts and features contain limited detail about the specific heating and cooling equipment, so prospective buyers should determine the type, age, efficiency, maintenance history, and current operating condition of the system.

HVAC replacement can be a significant expense, making professional inspection worthwhile.

Fireplace Adds Character

The residence also includes a fireplace.

A fireplace can add visual character to an older brick home and create a traditional focal point within the living area.

Buyers should determine whether the fireplace is currently usable and, if so, what type of fuel it uses. If it is wood-burning, inspection of the chimney, flue, firebox, and surrounding structure is particularly important.

Even if the fireplace is primarily decorative, it can remain an appealing architectural feature.

Flooring and Interior Finishes

The property includes carpet and linoleum or vinyl flooring.

These materials are common in homes of this era and can often be updated relatively easily compared with major structural renovations.

Flooring replacement can dramatically change the appearance of a home. A buyer could potentially choose new flooring throughout the main living areas while retaining carpet in bedrooms, depending on personal preferences and budget.

Before replacing flooring, it is wise to inspect the subfloor beneath it. In an older home, hidden moisture, deterioration, or uneven surfaces can sometimes become apparent only after existing materials are removed.

The Roof Is a Major Consideration

One of the most important issues identified in the listing is the need for a new roof.

Roof replacement should be treated as a major component of the purchase decision. Buyers should obtain a professional roof inspection and determine whether the problem is limited to the roofing material or whether there is damage to decking, framing, flashing, ventilation, or other components.

The property facts identify an asphalt roof. The age and condition should be verified during inspection.

A roof replacement can represent a substantial upfront cost, so buyers should include it in their acquisition and renovation budget from the beginning.

General Cosmetic Updating

Beyond the roof, the seller notes that general cosmetic updating is needed.

Cosmetic work can range from relatively simple projects such as painting, flooring, lighting, fixtures, and landscaping to more extensive interior remodeling.

The benefit of cosmetic projects is that they can often be prioritized. A new owner may choose to address the most visible or functional issues first and complete additional improvements later.

This approach can be especially useful for buyers purchasing an older property on a budget.

The key is separating cosmetic concerns from structural or system-related problems. A professional inspection can help establish that distinction.

A Property That Could Suit a Renovation-Minded Buyer

The combination of an established brick home, four acres, newer windows, central HVAC, and a need for updates makes the property particularly relevant to renovation-minded buyers.

A buyer who prefers a completely updated home may need to budget for substantial improvements. On the other hand, someone who enjoys customizing a property may appreciate having the opportunity to select finishes, colors, flooring, fixtures, and other details.

The asking price of $89,900 reflects the fact that the property still needs work.

However, buyers should not assume that a low purchase price automatically means a low total investment. Renovation costs can vary significantly depending on the home’s condition and the scope of work.

Potential for a Rural Lifestyle

Four acres provide opportunities that are difficult to obtain with a standard suburban lot.

A homeowner could potentially create gardens, outdoor seating areas, walking paths, recreation spaces, or other permitted improvements.

The acreage could also provide space for hobbies and outdoor projects.

The specific suitability of the land for gardening, livestock, additional structures, or other activities should be verified through local zoning and property research.

For someone seeking more privacy and room to spread out, the acreage is an important component of the property’s appeal.

Privacy and Outdoor Space

The larger parcel may also provide a greater sense of privacy.

Four acres can create natural separation between the house and surrounding properties, although the actual level of privacy depends on vegetation, terrain, neighboring parcels, and road placement.

The seller does not provide detailed landscaping information, so buyers should evaluate the property in person.

Understanding drainage and water flow across the acreage is also important. Rural properties can have areas that behave differently during heavy rainfall than they appear during dry weather.

Potential Uses for the Acreage

Depending on local rules, the four-acre parcel could potentially accommodate a variety of personal uses.

Possibilities may include:

  • Gardening
  • Outdoor recreation
  • Landscaping
  • Private walking areas
  • Storage improvements
  • Hobby activities
  • Additional permitted structures
  • Outdoor entertaining
  • Small-scale agricultural activities

These are potential uses rather than guaranteed development rights. Buyers should verify zoning, setbacks, permits, utility availability, drainage, and any restrictions before investing in improvements.

Property Taxes and Ownership Costs

The listing reports an assessed value of approximately $87,210 and annual property taxes of about $667.

These figures should be independently confirmed with the appropriate local tax authority because assessments and tax obligations can change.

Property taxes are only one component of ownership expenses.

A buyer should also budget for homeowners insurance, utilities, HVAC maintenance, roof replacement, landscaping, repairs, and ongoing maintenance of four acres.

If the property is purchased as a renovation project, the initial years of ownership may involve higher expenses because of improvements and deferred maintenance.

Understanding the Seller’s Disclosure

The seller states that they hold an equitable interest in the property.

The listing also states that no warranties or guarantees are provided regarding the condition of the property or its profitability.

This language should be taken seriously.

A buyer should confirm the seller’s legal authority to convey the property and obtain appropriate title documentation before closing. Title insurance and professional legal review may be particularly valuable when ownership is described in terms of an equitable interest.

Buyers should also avoid relying on assumptions about future profitability. The property’s financial performance will depend on factors that cannot be guaranteed by the listing.

For-Sale-by-Owner Transaction

This property is being offered for sale by owner.

That means prospective buyers should pay close attention to the transaction process and make sure all important terms are documented properly.

A buyer may want to work with a real estate attorney, title company, inspector, lender, insurance professional, or other appropriate specialists.

The listing is being displayed on Zillow at the owner’s request and is not subject to a listing agreement with Zillow or its affiliates.

For a buyer, the important consideration is ensuring that the transaction is completed with appropriate documentation, title verification, inspection rights, and closing procedures.

Financing and Budget Planning

At $89,900, the property is positioned below many conventional home prices, but buyers should still develop a complete budget before making an offer.

The purchase price is only the first part of the calculation.

A realistic budget may include:

  • Purchase price
  • Closing costs
  • Home inspection
  • Roof replacement
  • Potential HVAC repairs
  • Interior updates
  • Bathroom improvements
  • Kitchen modernization
  • Flooring
  • Painting
  • Landscaping
  • Insurance
  • Property taxes
  • Utility costs
  • Emergency repairs

Because the roof is specifically identified as needing replacement, that expense should be estimated before the buyer finalizes a budget.

Due Diligence Checklist

Anyone considering this property should investigate the following areas before closing:

Structural Condition

Have the foundation, framing, floors, walls, ceilings, and exterior inspected by qualified professionals.

Roof

Obtain a professional roof evaluation and determine the expected replacement cost.

HVAC

Confirm that the central heating and cooling system operates correctly and determine its age.

Plumbing

Inspect water supply lines, drains, fixtures, and any visible plumbing components.

Electrical

Determine whether the electrical system is appropriate for the home’s current and planned use.

Windows

Verify the condition and installation quality of the newer windows.

Fireplace

Have the fireplace and chimney evaluated before use.

Property Boundaries

Confirm the exact four-acre parcel boundaries through appropriate records or a survey if needed.

Title

Because the seller states that they hold an equitable interest, professional title research is especially important.

Zoning

Verify what uses are allowed on the acreage and whether additional structures can be constructed.

Insurance

Obtain an insurance quote before closing, particularly because the property is an older home and requires roof replacement.

Why the Acreage Changes the Equation

The biggest difference between this property and many lower-priced homes is the four-acre setting.

A modest house on a small lot can provide affordable shelter, but it may leave little room for future outdoor improvements.

Here, the buyer gets a substantial parcel alongside nearly 1,800 square feet of interior space.

That combination may be attractive to buyers who value land as much as the house itself.

It also means there are more possibilities for customization, although those possibilities must be evaluated against local regulations and the buyer’s budget.

A Long-Term Customization Opportunity

The home does not need to remain exactly as it is today.

A buyer could potentially approach the property as a long-term improvement project, addressing essential repairs first and cosmetic updates later.

For example, roof replacement could be prioritized before interior renovations. Once the major exterior issue is addressed, the owner could gradually update flooring, paint, lighting, kitchen finishes, bathrooms, and other elements.

This phased approach may make the property more manageable for someone who wants to spread renovation expenses over time.

Final Thoughts on This $89,900 Mississippi Property

This three-bedroom brick home in Quitman, Mississippi, offers a combination of affordability, interior space, and acreage that makes it an interesting property for buyers willing to take on updates.

At an asking price of $89,900, the property includes approximately 1,789 square feet of living space, three bedrooms, one full bathroom, one half bathroom, and roughly four acres.

Built in 1966, the home retains the character of an established brick residence while offering several useful features, including newer windows, central heat and air, and a fireplace.

The kitchen and bathrooms are described as functional but dated, meaning the property provides an opportunity for customization. At the same time, the seller identifies the need for a new roof and general cosmetic updating, so buyers should approach the purchase with a realistic renovation budget.

The four-acre parcel may ultimately be one of the property’s most valuable characteristics for buyers seeking privacy, outdoor space, hobbies, gardening, recreation, or simply more room around their home.

There are also important legal and financial considerations. The seller states that they hold an equitable interest and provides no warranties or guarantees regarding property condition or profitability. These circumstances make title research, inspection, legal review, and careful documentation particularly important.

Rather than viewing this as a turnkey residence, prospective buyers may want to consider it as an established rural property with a solid foundation for future improvements. The combination of brick construction, four acres, nearly 1,800 square feet, newer windows, central HVAC, and a traditional fireplace provides a starting point, while the required roof replacement and cosmetic work create the opportunity to reshape the property according to individual priorities.

For buyers who are comfortable with renovation and who value land, this Mississippi property presents an opportunity to acquire a larger rural parcel without paying the price typically associated with a fully renovated property. As always, the actual value of the opportunity will depend on the property’s verified condition, renovation costs, title status, local regulations, financing, insurance, and the buyer’s long-term plans.

A careful inspection and complete due-diligence process should come before any final decision. With those factors properly evaluated, buyers can determine whether this four-acre brick property fits their housing, lifestyle, and renovation goals.

 

 

Listed on Zillow.

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