20.78-Acre New York Retreat With Mountain Views, Ponds and A-Frame Chalet

A Private Catskills-Area Retreat With Land, Water and Mountain Views

Imagine owning a private country retreat where rolling hills, wooded areas, open fields, streams, ponds and mountain views surround a comfortable two-bedroom chalet-style home. In Bloomville, New York, this distinctive property offers approximately 20.78 acres of land and a 1,200-square-foot residence built in 1990. Listed at $295,000 following a recent $20,000 price reduction, the property combines a manageable home with a substantial amount of private land and a setting designed for relaxation and outdoor enjoyment.

The property features two bedrooms, two full bathrooms, hardwood floors, an eat-in kitchen, a Jacuzzi tub, and a freestanding wood-burning stove in the family room. Electric baseboard heating provides the primary heating system, while wall or window units are listed for cooling. The home also has a well and septic system, along with an outer barn that provides additional storage.

The land itself is one of the most compelling aspects of the offering. The property includes ponds described as containing catfish, bluegill and mountain bass, along with streams, woods, open fields and panoramic mountain scenery. A water view and pond are specifically listed among the property’s features.

For buyers looking beyond a conventional suburban home, this is an opportunity to consider a different style of ownership: a private rural property where the acreage and natural environment are central to the lifestyle.

Whether envisioned as a full-time residence, second home, weekend escape, recreational retreat, or long-term country property, this Bloomville offering provides a combination of privacy, scenery and usable living space that can appeal to a wide range of buyers.

The Appeal of 20.78 Acres

The approximately 20.78-acre parcel gives this property a very different character from an ordinary residential lot.

Instead of having a small yard surrounded by neighboring houses, owners have access to a much larger landscape containing multiple types of terrain and natural features. The listing describes the acreage as including rolling hills, woods, open fields, streams and ponds.

Large rural acreage can offer something increasingly difficult to find: separation from dense development and the ability to spend time outdoors without leaving your property.

The land may be suitable for recreational activities, gardening, nature observation, outdoor gatherings and other personal uses, depending on the property’s terrain, applicable regulations and the owner’s goals.

The mixture of wooded and open areas also creates visual variety. Some portions of the property can provide shelter and shade beneath mature trees, while open fields allow broader views across the countryside.

For someone who enjoys changing scenery throughout the seasons, the acreage can become an important part of the home’s appeal.

Stunning Mountain and Panoramic Views

The property is listed with mountain, panoramic, trees-and-woods, and water views.

Views are often difficult to replicate because they depend on topography and surrounding land. Here, the combination of elevation changes, open areas, wooded sections and water features contributes to the property’s visual character.

The experience of living in a rural mountain environment can change dramatically throughout the year.

Spring can bring new vegetation and flowering landscapes. Summer creates lush green surroundings. Autumn can transform the hillsides with colorful foliage, while winter may open additional views through leafless trees.

For homeowners who enjoy photography, gardening, outdoor dining or simply watching the landscape, the setting provides opportunities that go beyond the interior of the house.

Prospective buyers should personally inspect the property to determine which views are visible from the home and at different times of the year.

A 1,200-Square-Foot Chalet-Style Home

The residence contains approximately 1,200 square feet of livable space.

Built in 1990, the home is described as an A-frame/chalet-style residence and has a bi-level configuration.

The chalet design is particularly appropriate for a mountain or rural retreat because it emphasizes a connection with the surrounding landscape and creates a distinctive architectural identity.

The relatively compact size can also be appealing to buyers who do not want the maintenance burden of a very large home.

With two bedrooms and two full bathrooms, the floor plan provides enough flexibility for a couple, small family, visiting guests or a second-home owner.

Rather than allocating substantial resources to unused interior space, this property puts significant emphasis on the acreage, outdoor amenities and natural surroundings.

Two Bedrooms for Comfortable Living

The home features two bedrooms.

A two-bedroom layout is versatile for both personal and recreational use. One room can function as the primary bedroom while the other can accommodate guests, family members, children or a home office.

For a second-home buyer, the second bedroom provides flexibility when friends or relatives visit.

For a full-time homeowner, it can serve as a guest room, office, hobby room or private retreat.

The property’s two full bathrooms are another advantage, particularly when multiple people are staying at the home.

The listing identifies the primary bedroom on the residential layout and includes two full bathrooms as part of the home’s configuration.

Two Full Bathrooms

Having two full bathrooms in a 1,200-square-foot home can be especially convenient.

It allows residents and guests to have greater privacy and reduces the congestion that can occur when several people share a single bathroom.

One of the home’s standout bathroom features is a Jacuzzi tub.

A soaking or Jacuzzi-style tub can complement the property’s retreat-oriented character, offering a relaxing indoor amenity after a day spent outdoors.

Buyers should verify the condition and operation of the tub, plumbing fixtures and other bathroom components during inspection.

Hardwood Floors and Natural Interior Character

Hardwood flooring is one of the interior features listed for the property.

Wood flooring can complement the chalet-style architecture and reinforce the connection between the home’s interior and the surrounding forested landscape.

It can also be practical for a rural home, although prospective buyers should inspect the flooring for wear, moisture damage, uneven areas and other maintenance concerns.

The combination of hardwood surfaces, wood-burning heat and chalet-style architecture creates an environment that can feel naturally suited to a country retreat.

The home’s interior should ultimately be evaluated based on its current condition rather than architectural character alone.

Eat-In Kitchen

The property includes an eat-in kitchen.

An eat-in kitchen can be particularly practical in a second home or country retreat because it provides a casual place for everyday meals without requiring a separate formal dining room.

The listing identifies a refrigerator among the included appliances.

Prospective buyers should verify the complete inventory of appliances and confirm their condition before closing.

For someone using the home as a weekend property, a functional kitchen allows owners to prepare meals on-site rather than depending entirely on restaurants.

For long-term residents, the kitchen can serve as one of the primary gathering spaces within the home.

Wood-Burning Stove for Cold-Weather Evenings

The property includes a freestanding wood-burning stove located in the family room.

A wood-burning stove can provide both warmth and atmosphere, especially during cool autumn and winter evenings.

For a property in a rural mountain environment, the stove can become a defining lifestyle feature. The sound and warmth of a wood fire can create a cozy environment that complements the chalet design.

However, wood-burning appliances require responsible maintenance.

Buyers should have the stove, chimney, flue, hearth and related components inspected by qualified professionals. They should also verify installation compliance and understand ongoing maintenance requirements.

The home also has electric baseboard heating, providing another source of heat.

Electric Baseboard Heating

Electric baseboard heating is listed as the primary heating system.

This type of heating can provide room-by-room temperature control, but operating costs depend on electricity rates, insulation, exterior temperatures and how the home is occupied.

For a buyer considering year-round use, reviewing historical utility bills could be helpful.

The presence of a wood-burning stove may provide an alternative heat source for certain conditions, but buyers should not assume it can replace the home’s primary heating system without evaluating capacity and safety.

Cooling and Summer Comfort

Cooling is listed as being provided by wall or window units.

This is a relatively straightforward setup for a smaller home, but buyers should verify the number, age and condition of the units.

The wooded setting may provide natural shade, potentially contributing to summer comfort, although actual indoor temperatures will depend on insulation, window exposure, ventilation and weather.

A home inspection can help identify opportunities to improve energy efficiency.

Ponds With Fish

One of the property’s most distinctive characteristics is its water features.

The listing describes ponds containing catfish, bluegill and mountain bass.

For many buyers, having private ponds can transform a country property into a recreational destination.

Fishing from your own property can become a simple way to spend an afternoon without traveling to a public lake.

The ponds may also provide scenic value and create additional wildlife habitat.

The exact size, depth, water quality, ownership boundaries and fish populations should be independently verified.

Prospective buyers should also investigate pond maintenance, drainage, seasonal water levels and any applicable environmental considerations.

Streams and Natural Water Features

In addition to ponds, the property includes streams.

Moving water can add both visual appeal and ecological diversity to rural acreage. The sound of a stream can contribute to the peaceful atmosphere of a country retreat.

Streams can also influence how the land is used.

Before purchasing, buyers should determine whether any portions of the property are affected by floodplain regulations, wetlands, drainage easements or other environmental considerations.

The presence of water is an attractive feature, but it should always be evaluated from both a lifestyle and property-management perspective.

Open Fields and Rolling Hills

The property is described as having rolling hills and open fields in addition to wooded sections.

This variety creates opportunities for different outdoor activities and land-management strategies.

Open areas may provide space for gardens, recreation, landscaping or simply enjoying unobstructed countryside views, subject to applicable rules.

Rolling terrain can create beautiful scenery but may also affect construction, drainage, mowing and vehicle access.

Buyers considering future structures should determine whether the intended building sites have suitable slopes, soil conditions, access and utility options.

The Outer Barn

An outer barn is included for storage.

Additional storage can be particularly valuable on a rural property.

A 20-acre property can generate a surprising amount of equipment and outdoor gear. Tools, lawn equipment, recreational equipment, seasonal items and maintenance supplies all require space.

The barn may therefore reduce the need to use valuable interior living space for storage.

Its current structural condition, dimensions, electrical service, roof and permitted uses should be verified during the inspection process.

A Property for Outdoor Recreation

The acreage makes outdoor recreation one of the property’s natural strengths.

Depending on the owner’s interests and local requirements, the land could provide opportunities for hiking, walking, nature observation, fishing, photography, gardening and other outdoor pursuits.

The combination of woods, fields, streams and ponds creates an environment where an owner can experience different landscapes without leaving the property.

This can be especially valuable for buyers seeking a vacation property.

Instead of spending every weekend traveling between different recreational destinations, owners can enjoy the property itself while using nearby communities and attractions for additional activities.

A Potential Weekend Getaway

The property is particularly well suited to the concept of a weekend retreat.

The two-bedroom, two-bathroom chalet provides a manageable base for short stays, while the 20.78 acres provide plenty of room for outdoor enjoyment.

A weekend routine might involve hiking the property, fishing in the ponds, preparing a meal in the eat-in kitchen, relaxing beside the wood-burning stove, or simply enjoying the mountain scenery.

Because the property has no HOA listed, owners may have more flexibility than they would in a highly regulated planned community, although local zoning and other regulations still apply.

The absence of an HOA does not mean that all uses are automatically permitted.

Potential Second-Home Opportunity

Second-home buyers often look for properties that combine privacy with recreational amenities.

This Bloomville property offers both.

The 1,200-square-foot chalet is large enough for comfortable stays without requiring the expense and maintenance of a large vacation home.

The land, ponds and mountain views provide additional value that cannot be replicated by simply purchasing a condominium or small suburban property.

A second home can also serve multiple purposes over time. It could begin as a weekend retreat and later become a retirement property or full-time residence, depending on the owner’s circumstances.

Potential Full-Time Country Living

Although the property has strong vacation-home characteristics, it could also appeal to someone interested in rural living.

The home has two bedrooms, two bathrooms, electricity, a well, septic system and a relatively straightforward heating system.

For buyers who prioritize land and privacy, a smaller home on more than 20 acres may be more attractive than a much larger house on a small suburban lot.

Full-time buyers should carefully evaluate internet availability, commute requirements, winter road conditions, well capacity, septic performance, heating costs and other practical considerations before making a decision.

Well and Septic Considerations

The property uses a well for water and a septic tank for wastewater.

Private water and septic systems are common in rural New York, but they require appropriate due diligence.

A buyer should have the well tested for water quality and evaluate its flow rate and reliability.

The septic system should also be inspected, including the tank, distribution components and leach area where applicable.

Documentation regarding installation, pumping and maintenance can be useful.

Buyers should never assume that a private system will automatically support future additions or increased occupancy.

If additional structures or rental uses are being considered, septic capacity and local regulations should be investigated first.

20.78 Acres and Long-Term Property Value

One of the key financial considerations is the amount of land included with the home.

At approximately 20.78 acres, the property offers substantially more land than a typical residential parcel.

The asking price is $295,000, following a reported $20,000 price reduction.

The listing reports approximately $246 per square foot based on the 1,200-square-foot residence.

However, this figure should be interpreted carefully.

Price per square foot does not account for the ponds, streams, acreage, barn, mountain views and other land-related characteristics.

A more meaningful comparison would involve other homes with similar acreage and recreational features in the broader Bloomville and Delaware County market.

Understanding the $20,000 Price Reduction

The property recently received a $20,000 price reduction, bringing the asking price to $295,000.

Price reductions can create renewed interest among buyers who may have previously been outside the property’s price range.

However, the reduced price should still be evaluated against comparable sales, land characteristics, home condition, annual taxes and expected maintenance costs.

A buyer should focus on the complete value proposition rather than assuming a price reduction automatically represents a bargain.

Property Taxes and Ownership Costs

The listing reports an assessed value of $177,800 and annual property taxes of approximately $5,917.

These taxes should be included in any ownership budget.

For a rural property, buyers should also account for expenses associated with acreage management.

Potential costs can include driveway maintenance, tree work, lawn and field maintenance, pond management, septic pumping, well maintenance, heating, insurance, snow removal and repairs to the barn or other structures.

Large acreage can provide significant lifestyle value, but it can also require more maintenance than a conventional residential lot.

Potential Investment Considerations

The property could attract buyers interested in recreational real estate, but investment assumptions should be approached carefully.

The listing does not provide a specific rental-income history, so prospective investors should not assume a particular level of short-term rental revenue.

If a buyer is considering vacation-rental use, local regulations, zoning, insurance, septic capacity, parking, guest safety requirements and any applicable restrictions should be verified before purchase.

The property’s mountain views, ponds, acreage and chalet design could potentially make it attractive to vacation travelers, but actual rental performance would depend on market demand, competition, pricing, occupancy and operating expenses.

Designing a Private Outdoor Lifestyle

One of the strongest aspects of this property is the opportunity to create a personalized outdoor lifestyle.

A buyer could potentially establish walking paths, develop a garden, create outdoor seating areas, maintain fishing areas or simply leave much of the property in its natural condition.

The open fields and wooded areas provide different possibilities.

Someone interested in gardening might focus on a suitable open portion of the property. A nature enthusiast may prefer preserving wooded areas and observing wildlife. A recreational buyer may prioritize trails and access to the ponds.

The ability to shape the land according to personal interests is one of the major benefits of acreage ownership.

Any new construction, grading, pond work, fencing or land alteration should be evaluated under applicable regulations.

Four-Season Appeal

The property’s setting provides opportunities throughout the year.

Spring can be ideal for gardening, walking and observing new growth.

Summer offers long days for outdoor activities and fishing.

Autumn can be particularly attractive in the wooded mountain environment, with changing foliage creating colorful scenery.

Winter brings a quieter landscape and creates the perfect environment for cozy evenings around the wood-burning stove.

A four-season property can therefore function as more than a summer vacation destination.

Buyers considering year-round occupancy should nevertheless verify heating capacity, road access and winter maintenance requirements.

Who Could Benefit From This Property?

This property may appeal to several categories of buyers.

Outdoor enthusiasts may appreciate the combination of ponds, streams, woods, open fields and mountain views.

Second-home buyers can use the chalet as a private weekend escape.

Retirement buyers may appreciate the quiet setting and manageable 1,200-square-foot home, subject to evaluating healthcare, services and accessibility needs.

Nature lovers may value the wooded acreage and water features.

Hobby farmers or gardeners could investigate whether the open portions of the land are suitable for their intended activities.

Recreational property buyers may see the ponds, barn and acreage as major lifestyle features.

Investors may investigate the potential for vacation-rental use, but should first verify regulations and conduct a complete financial analysis.

Important Due Diligence Before Closing

A property with more than 20 acres and multiple natural features deserves thorough due diligence.

Potential buyers should consider obtaining or reviewing:

• A current boundary survey
• Title and deed records
• Easements and access rights
• Well documentation
• Well water testing
• Septic inspection
• Septic records
• Pond information
• Stream and drainage information
• Floodplain information
• Zoning regulations
• Building restrictions
• Property tax records
• Insurance availability
• Heating system condition
• Wood stove and chimney inspection
• Roof inspection
• Foundation inspection
• Electrical inspection
• Plumbing inspection
• Barn condition
• Driveway condition
• Winter access requirements

Buyers should also verify all measurements, acreage, views, water features and included items directly.

Property Facts at a Glance

• Asking price: $295,000
• Recent price reduction: $20,000
• Location: Bloomville, New York
• Property type: Single-family residence / chalet-style home
• Year built: 1990
• Land: Approximately 20.78 acres
• Bedrooms: 2
• Bathrooms: 2 full bathrooms
• Interior living area: Approximately 1,200 square feet
• Architectural style: A-frame / chalet
• Levels: Bi-level
• Flooring: Hardwood
• Kitchen: Eat-in kitchen
• Fireplace: One freestanding wood-burning stove
• Heating: Electric baseboard
• Cooling: Wall/window units
• Water: Well
• Sewer: Septic tank
• Appliances listed: Refrigerator
• Outdoor features: Ponds, streams, wooded areas and open fields
• Water features: Pond and water views
• Views: Mountain, panoramic, trees/woods and water
• Additional structure: Outer barn for storage
• Parking: Driveway and uncovered spaces
• HOA: None
• Tax assessed value: $177,800
• Annual property taxes: Approximately $5,917
• Listed price per square foot: Approximately $246

Final Thoughts

This Bloomville, New York property offers a compelling alternative to conventional residential real estate by combining a comfortable chalet-style home with approximately 20.78 acres of diverse countryside.

The 1,200-square-foot residence includes two bedrooms and two full bathrooms, along with hardwood flooring, an eat-in kitchen, a Jacuzzi tub, electric baseboard heating and a freestanding wood-burning stove. The home provides the practical foundation needed for full-time living, weekend use or a private retreat.

But the land is what truly defines the opportunity.

Rolling hills, wooded areas, open fields, streams and ponds create a landscape with significant recreational and visual appeal. The listing’s description of ponds containing catfish, bluegill and mountain bass adds another interesting dimension for buyers who enjoy fishing and outdoor recreation.

The mountain and panoramic views further strengthen the property’s character, while the outer barn provides valuable storage for tools, equipment and recreational gear.

At $295,000 after a $20,000 price reduction, the property may attract buyers looking for a relatively manageable home combined with substantial acreage. The absence of an HOA can also be appealing to rural-property buyers, although zoning and local regulations remain important considerations.

For a second-home owner, the property could become a peaceful weekend destination. For a full-time resident, it could provide a private country lifestyle surrounded by natural scenery. For an outdoor enthusiast, the ponds, streams, woods and fields offer opportunities to enjoy the land directly.

The investment possibilities should be considered carefully and based on verified information rather than assumptions. If short-term rental use or another income-producing strategy is being considered, buyers should research local regulations, insurance requirements, operating expenses and market demand before proceeding.

Ultimately, this is a property where the acreage may be just as important as the house. The combination of a two-bedroom chalet, two bathrooms, mountain views, private water features, wooded terrain, open land and more than 20 acres creates an opportunity for someone seeking privacy and a deeper connection with the outdoors.

For buyers who have been searching for a New York country retreat with meaningful acreage, scenic views and recreational features, this property offers a distinctive package worth exploring carefully.

 

 

Listed on Zillow