Affordable Coastal Retreat With Pond Views and Resort-Style Amenities

A Rare Opportunity to Enjoy the Northern Neck Lifestyle

Affordable waterfront living can be difficult to find, especially in a community filled with private amenities designed around boating, beaches, recreation, and outdoor living. This charming property in the Bay Quarter Shores community of Heathsville, Virginia, offers an exciting opportunity for buyers searching for a coastal retreat, weekend getaway, vacation property, investment opportunity, or future full-time residence.

Offered at an attractive price point, this two-bedroom home with a bonus loft and one-and-a-half baths provides approximately 1,418 square feet of interior living space and sits on a private waterfront setting connected to a pond leading toward Presley Creek. The property combines an appealing natural setting with access to a community lifestyle that includes private water access, a pier, boat slips, a boat ramp, sandy beaches, sports courts, a clubhouse, swimming pool, walking trails, playground areas, and additional outdoor recreational opportunities.

The home itself is a renovation and completion opportunity. Several important improvements have already been completed, including a newer metal roof, cedar siding, structural work, a new tankless water heater, and four newly installed mini-split units. Plumbing is reported to be in rough-in condition in the kitchen, bathroom, and laundry or mudroom areas, allowing the next owner to continue the project and select finishes based on personal style and budget.

For buyers who enjoy renovation projects, waterfront living, boating, fishing, and resort-style community amenities, this property offers the opportunity to create something highly personalized.

The home is being sold AS IS, WHERE IS, with inspections for informational purposes only. Buyers should independently inspect and verify the condition of the home, utilities, structural improvements, plumbing, electrical systems, waterfront features, community amenities, and all other property details.

Coastal Living Without the High Price Tag

The dream of owning a home near the water often comes with a premium price. Properties with access to boating, beaches, and waterfront recreation can quickly move beyond the budget of many buyers.

This property offers a different type of opportunity.

Rather than paying for a fully completed luxury coastal home, the buyer has the chance to purchase a property with major improvements already underway and complete the remaining work according to personal preferences.

That flexibility can be particularly attractive for buyers who enjoy home improvement projects.

The result could be a personalized coastal retreat where the kitchen, bathrooms, flooring, and finishing details reflect the owner’s own vision.

Two Bedrooms Plus a Flexible Bonus Loft

The home offers two bedrooms along with a bonus loft area.

This flexible layout can accommodate a variety of lifestyles.

The bedrooms can provide space for owners and overnight guests, while the loft may potentially be used as a sleeping area, reading space, home office, creative studio, gaming room, or additional relaxation area.

The property also includes one full bathroom and one half bathroom.

Having multiple bathroom spaces can improve convenience when hosting family members or guests during weekends and vacations.

A Great Room Designed for Gathering

The interior includes a great room combination that can create an open and flexible living environment.

Open-concept spaces are particularly appealing in vacation homes because they allow people to remain connected.

Someone can prepare food while talking with family in the living area. Guests can relax together after returning from the beach or boating. A casual meal can become part of a larger evening spent indoors.

The home’s cathedral, vaulted, or tray ceilings also contribute to a sense of openness.

Ceilings measuring nine feet or more can create a more spacious atmosphere, helping the interior feel larger and brighter.

Finish the Kitchen Your Way

One of the biggest opportunities in this property is the ability to complete the kitchen according to personal taste.

The plumbing is reported to be in rough-in condition, giving the next owner a starting point for designing the finished kitchen.

Instead of inheriting someone else’s design decisions, the buyer may be able to choose cabinetry, countertops, appliances, lighting, hardware, and other finishing details.

A modern coastal kitchen could include bright cabinetry, durable countertops, energy-efficient appliances, and practical storage.

Alternatively, the new owner might choose a rustic look that complements the cedar exterior and waterfront surroundings.

The ability to customize the space can be one of the most rewarding aspects of purchasing a fixer-upper.

Opportunity to Create a Personalized Bathroom

The bathroom areas also provide renovation potential.

Plumbing is reported to be rough-in condition in the bathroom, giving the next owner the opportunity to select fixtures and finishes.

A future bathroom design could include modern tile, a walk-in shower, updated vanity, efficient lighting, and storage solutions.

Because this is a renovation property, buyers should carefully evaluate the existing systems and obtain estimates from qualified professionals before beginning work.

New Tankless Water Heater

One of the property’s important upgrades is a new tankless water heater.

Tankless water heating systems are valued for their compact design and ability to heat water as needed.

For a vacation home or full-time residence, a modern water heating system can be an important upgrade.

Buyers should verify installation details, capacity, energy source, warranties, and maintenance requirements.

Four New Mini-Split Units

The home has four newly installed mini-split units.

Mini-split systems can provide flexible heating and cooling by allowing different areas of a home to be conditioned individually.

This can be particularly useful in a home with multiple rooms and a loft.

During warm Virginia summers, efficient cooling can improve comfort. During cooler periods, the heating function may help extend the usability of the home throughout more of the year.

Prospective buyers should confirm the condition, installation, electrical requirements, warranties, and service records for the mini-split units.

A Newer Metal Roof

The property features a metal roof reported to be less than a year old.

A newer roof is a significant improvement, particularly for a home located in a coastal region where weather conditions can be an important consideration.

Metal roofing is known for durability and a distinctive appearance.

Combined with the property’s cedar siding, the exterior can create a rustic coastal look that fits naturally into the waterfront setting.

As with any improvement, buyers should verify permits, warranties, installation details, and the overall condition of the roof.

Cedar Siding Adds Natural Character

The beautiful cedar siding is another notable feature.

Cedar can give a home warmth and visual character that blends especially well with natural surroundings.

The combination of wood tones, water views, and outdoor recreation can create the atmosphere of a true coastal cottage.

With proper maintenance, natural wood siding can remain an attractive part of a home’s exterior.

Structural Improvements Already Completed

The home was raised, and structural beams were replaced as part of the renovation work.

These improvements represent significant progress toward preparing the property for its next chapter.

The next owner should obtain and review all available documentation regarding structural work, permits, engineering reports, contractor information, warranties, and inspections.

For a buyer interested in completing a renovation, having major work already performed can be an important advantage.

New Flooring Ready for Installation

New flooring is ready to be installed, giving the buyer another opportunity to personalize the interior.

Flooring can dramatically change the appearance of a home.

Depending on personal style, the finished space could take on a coastal, modern, rustic, or contemporary appearance.

Luxury vinyl flooring may be practical for a waterfront lifestyle because of its durability and easy maintenance.

Other buyers may prefer engineered wood or another material that fits their design goals.

Waterfront Setting on a Pond Leading Toward Presley Creek

The property is positioned on a pond with water leading toward Presley Creek.

Waterfront living creates a lifestyle experience that extends beyond the walls of the home.

Mornings can begin with peaceful views. Evenings can be spent outdoors enjoying the changing light over the water.

The natural setting can also attract birds and other wildlife, making the property appealing to nature lovers and photographers.

The deck provides another opportunity to enjoy the surroundings.

Buyers should independently verify water access, navigation, shoreline conditions, water rights, maintenance responsibilities, and any restrictions affecting waterfront use.

A Spacious Lot for Outdoor Enjoyment

The property is listed with approximately 0.69 acres.

The outdoor space provides room for enjoying the coastal environment.

A future owner could potentially create outdoor seating areas, gardens, pathways, landscaping, or other improvements subject to applicable rules and permits.

The combination of land, water views, and community amenities creates multiple options for outdoor living.

Bay Quarter Shores: A Community Designed Around Recreation

One of the strongest attractions of this property is the Bay Quarter Shores community.

Purchasing this home means gaining access to a lifestyle that extends far beyond the individual property.

The community offers amenities designed for people who enjoy being active and spending time outdoors.

The annual HOA fee is listed at $350, though buyers should independently verify current fees, assessments, rules, services, and amenities.

Private Water Access

Private water access is a major benefit for residents who enjoy boating and coastal recreation.

Rather than traveling long distances to find a public launch point, community access can make it easier to enjoy time on the water.

Water access can add significant lifestyle value to a property, particularly in Virginia’s Northern Neck region.

Community Pier and Boat Slips

The community includes a pier and boat slips.

For boat owners, access to these facilities can make weekend recreation more convenient.

Before purchasing, buyers should verify availability, assignment procedures, fees, waiting lists, size restrictions, maintenance responsibilities, and rules regarding boat slips.

Boat Ramp for Easy Adventures

A community boat ramp adds another level of convenience.

Whether launching a fishing boat or another permitted watercraft, nearby access can reduce the time required to begin a day on the water.

For people who enjoy boating, this type of amenity can transform a normal weekend into an active coastal getaway.

Two Sandy Beaches

The Bay Quarter Shores community also offers two sandy beaches.

A beach nearby creates opportunities for relaxing, walking, swimming, and spending time with family and friends.

For a vacation property, beach access can be one of the most desirable lifestyle features.

Tennis, Basketball, and Pickleball Courts

Outdoor recreation continues beyond the water.

The community includes courts for tennis, basketball, and pickleball.

Pickleball in particular has become popular among many age groups because it combines social activity with exercise.

Having recreational courts nearby provides additional ways to stay active without leaving the neighborhood.

Clubhouse and Swimming Pool

Residents can also enjoy a community clubhouse and swimming pool.

The clubhouse can provide a space for community activities and gatherings, while the pool offers another way to enjoy warm weather.

Together with the beaches and waterfront access, these amenities create a resort-style atmosphere.

Walking Trails and Playground Areas

Walking trails provide opportunities for exercise and exploring the natural environment.

A community playground adds another family-friendly feature.

The ability to enjoy trails, beaches, water access, sports courts, and other activities can make the neighborhood appealing to a wide range of buyers.

Dedicated Hunting Area

Another unusual amenity is the dedicated hunting area.

This adds a different type of recreational opportunity for outdoor enthusiasts.

Hunters should independently verify all community rules, hunting seasons, safety requirements, access procedures, permits, and applicable Virginia regulations.

The Northern Neck Lifestyle

Virginia’s Northern Neck is known for its waterways, rural landscapes, fishing, boating, seafood culture, and relaxed pace of life.

For buyers looking to move away from crowded metropolitan areas, the region can offer a different approach to homeownership.

The lifestyle is often centered around outdoor experiences.

Waterfront sunsets can replace rush-hour traffic. Weekends may involve boating, fishing, beach time, or simply relaxing outside.

This property provides access to that lifestyle while also offering the creative opportunity of completing a home renovation.

A Weekend Getaway With Long-Term Potential

The property could serve as a weekend retreat while improvements are completed over time.

A buyer might choose to tackle the renovation in stages.

First, focus on essential systems and safety. Next, complete the kitchen and bathrooms. Then install flooring and personalize the interior.

This approach can allow a renovation project to evolve based on budget and priorities.

All construction work should be performed according to applicable building codes and local requirements.

Potential for Full-Time Coastal Living

Although the property can work as a weekend getaway, it may also appeal to buyers looking for a future full-time residence.

With approximately 1,418 square feet of living space, two bedrooms, a loft, one-and-a-half baths, mini-split units, community water, and septic service, the property offers a foundation for creating a comfortable year-round home.

An Interesting Real Estate Investment Opportunity

Properties in desirable recreational communities can also attract the attention of real estate investors.

The combination of water access, beaches, boating amenities, and outdoor recreation can create strong lifestyle appeal.

However, buyers considering rental or investment use should independently verify all HOA rules, zoning regulations, licensing requirements, insurance costs, occupancy restrictions, and local laws before making assumptions about rental income.

No income or return on investment is guaranteed.

Sold As Is, Where Is

The home is being sold AS IS, WHERE IS, with inspections for informational purposes only.

This means buyers should approach the purchase with thorough due diligence.

Recommended areas for review may include:

• Structural improvements
• Foundation and beams
• Roof condition
• Plumbing rough-in
• Electrical system
• Mini-split installation
• Tankless water heater
• Septic system
• Community water service
• Waterfront conditions
• Deck condition
• Cedar siding
• Flooring materials
• Permits and inspections
• HOA rules and fees
• Community amenities
• Insurance availability and costs

A qualified inspector and appropriate specialists can help buyers better understand the property’s current condition.

Key Property Highlights

This coastal renovation opportunity offers:

• Approximately 1,418 square feet
• Two bedrooms
• Bonus loft
• One full bathroom
• One half bathroom
• Great room combination
• Cathedral or vaulted ceiling features
• New tankless water heater
• Four new mini-split units
• Newer metal roof
• Cedar siding
• New flooring ready for installation
• Structural improvements
• Kitchen and bathroom completion potential
• Deck
• Approximately 0.69 acres
• Pond-front setting
• Private water access
• Septic system
• Community water
• Bay Quarter Shores location
• Community pier
• Boat slips
• Boat ramp
• Two sandy beaches
• Tennis court access
• Basketball court access
• Pickleball court access
• Clubhouse
• Swimming pool
• Walking trails
• Playground
• Recreational areas
• Dedicated hunting area
• Annual HOA fee listed at $350
• Cash or conventional financing terms listed

Final Thoughts

This affordable waterfront property in the Bay Quarter Shores community offers much more than a typical fixer-upper.

It represents the opportunity to create a personalized coastal retreat while enjoying access to an extensive collection of recreational amenities.

The home already has several significant improvements, including structural work, a newer metal roof, cedar siding, a new tankless water heater, and four newly installed mini-split units. The remaining kitchen, bathroom, flooring, and interior work gives the next owner the freedom to design the finished home according to personal style.

Beyond the property itself, the surrounding community creates a lifestyle centered around water, recreation, and relaxation.

Private water access, boat slips, a boat ramp, sandy beaches, sports courts, a clubhouse, swimming pool, walking trails, playground areas, and outdoor recreation provide opportunities to stay active throughout the year.

For buyers who have been searching for an affordable coastal property with renovation potential and resort-style amenities, this could be a compelling opportunity.

Whether the goal is a permanent residence, weekend escape, vacation retreat, or long-term lifestyle project, the property provides a foundation that can be transformed into something highly personal.

With the right vision, planning, inspections, and investment, this home could become a memorable Northern Neck retreat where mornings begin near the water and weekends feel like a permanent vacation.

 

 

Listed on Zillow.