3 beds 2 baths 1,080 sqft

Mountain City Tennessee Home With Creek Views, Orchard and One Acre of Land

A Peaceful Mountain Property With a Comfortable Three-Bedroom Home

Finding an affordable property that combines a comfortable home, private outdoor space, mountain scenery, and recent improvements can be challenging. This three-bedroom, two-bathroom residence in Mountain City, Tennessee, offers a compelling combination of practical living space and natural surroundings on approximately one acre.

Priced at $198,500, the property provides approximately 1,080 square feet of interior living space and features three bedrooms, two full bathrooms, a large porch, wood flooring, natural light, a small orchard, and views toward a creek below the property.

The home was built in 2006 and is identified as a manufactured home and double-wide residence. It has also received several notable updates, including a new metal roof, new HVAC system, new gutters, a new water pump, and a large new porch.

These improvements can be especially appealing to buyers who want a property that already has important upgrades in place while still offering the atmosphere of a private mountain retreat.

The property is supplied by spring water and uses a septic tank, giving it a rural infrastructure setup while remaining connected to electricity. There is no HOA listed, and the property is not located within a subdivision.

For buyers considering a full-time residence, weekend retreat, retirement property, mountain getaway, or simply a quieter place to enjoy more outdoor space, this home presents an interesting opportunity in Northeast Tennessee.

Approximately One Acre of Mountain Land

The property sits on approximately one acre of land.

Although one acre is not a large farm or expansive mountain tract, it provides substantially more outdoor space than many conventional residential lots.

The land is described as mountainous and wooded, creating a natural setting around the home.

Mature vegetation and surrounding woods can provide privacy, shade, and seasonal scenery. The creek below the property adds another visual and environmental element, while the small orchard gives the land an additional country-living feature.

For buyers who want a manageable amount of land rather than hundreds of acres, one acre can be a practical balance.

There is enough space to enjoy outdoor living without necessarily creating the maintenance responsibilities associated with a much larger rural property.

Depending on local regulations and the specific characteristics of the lot, the outdoor space could potentially accommodate additional landscaping, gardening, seating areas, recreational uses, or other improvements.

Buyers should verify setbacks, easements, property boundaries, drainage, and zoning before planning any permanent improvements.

Mountain Views and a Creek Below

One of the defining characteristics of this property is its natural setting.

The listing identifies both mountain and creek or stream views, giving the home a distinctly scenic environment.

A creek below the property can create a peaceful atmosphere, especially when combined with wooded surroundings.

The sound of moving water can become a natural backdrop for outdoor living, while the mountain setting provides changing scenery throughout the seasons.

Spring and summer can bring lush greenery, while autumn may introduce colorful foliage across the surrounding landscape. Winter can provide more open views through the trees.

Because the listing identifies the water feature as a creek or stream view rather than necessarily direct waterfront ownership, buyers should independently verify the exact location of the creek, property boundaries, and any rights or restrictions associated with the water.

A Large Porch Designed for Outdoor Living

The large new porch is one of the home’s most appealing lifestyle features.

A generous porch can dramatically expand the usable living environment of a smaller home.

For this property, the porch provides an opportunity to enjoy the surrounding woods, mountain views, orchard, and creek setting without leaving home.

It can serve as a comfortable outdoor room during suitable weather.

A homeowner might furnish the porch with rocking chairs, an outdoor dining table, comfortable seating, plants, or other weather-resistant furniture.

Morning coffee could become part of a daily routine, while evenings could be spent listening to the creek and enjoying the quiet surroundings.

The listing also identifies both a front porch and side porch.

Outdoor spaces such as these can be especially valuable in mountain properties because they allow owners to experience the scenery from multiple sides of the home.

Three Bedrooms for Flexible Living

The residence includes three bedrooms and two full bathrooms.

This layout gives the property more flexibility than a typical one- or two-bedroom mountain cabin.

A primary bedroom can provide a private sleeping area, while the additional bedrooms can accommodate family members, guests, children, or home-office needs.

For remote workers, one bedroom could potentially become a dedicated office.

For buyers planning to use the property as a weekend retreat, the additional bedrooms could provide sleeping accommodations for visitors.

For a household seeking a full-time residence, three bedrooms can provide useful separation between sleeping areas and living spaces.

The listing also identifies walk-in closet space, adding practical storage to the interior.

Two Full Bathrooms

Having two full bathrooms is another valuable feature.

For a three-bedroom home, two bathrooms can make daily routines considerably more convenient.

A second bathroom can reduce morning congestion and provide greater privacy when guests are staying at the property.

Buyers should inspect both bathrooms carefully during due diligence, paying attention to plumbing fixtures, water pressure, drainage, ventilation, flooring, walls, ceilings, and signs of moisture.

Because the property uses a spring-water system and septic tank, the plumbing and wastewater systems should also be evaluated by appropriate professionals.

Approximately 1,080 Square Feet of Living Space

The home provides approximately 1,080 square feet of interior living area.

This size offers a practical middle ground.

It is large enough to provide three bedrooms and two bathrooms while remaining relatively manageable in terms of cleaning, heating, cooling, and general maintenance.

For buyers who prefer efficient living rather than excessive square footage, this can be a significant advantage.

A smaller home can also allow more of the property budget to be directed toward outdoor amenities, landscaping, savings, travel, or other priorities.

The listing confirms that the total structure area and total interior livable area are both approximately 1,080 square feet.

Natural Light and Warm Interior Character

The listing highlights natural light and wood flooring as part of the home’s interior appeal.

Natural light can have a substantial impact on the atmosphere of a home.

Large or well-positioned windows can help make rooms feel brighter and more connected to the surrounding landscape.

Wood flooring can also complement the mountain environment.

The combination of natural light, wood surfaces, and views toward the surrounding landscape creates an interior style that can feel appropriate for a Tennessee mountain property.

The home is described as updated/remodeled, although its overall condition is also identified as average.

Prospective buyers should therefore inspect the interior carefully and distinguish between completed improvements and areas that may still require maintenance or future upgrades.

Kitchen With Everyday Convenience

The kitchen includes an electric range, refrigerator, microwave, and dishwasher.

Having these major appliances already present can simplify the transition for a buyer.

The kitchen can function as the practical center of everyday life, particularly in a three-bedroom home where family meals and entertaining may be part of the lifestyle.

The property can also appeal to buyers who enjoy preparing meals at home after spending time outdoors.

A future owner may decide to make additional cosmetic improvements to the kitchen depending on personal taste, such as updating fixtures, lighting, cabinetry hardware, or other finishes.

The existing appliance package provides a useful starting point.

Laundry and Utility Considerations

The property includes washer and electric dryer hookups.

For a full-time residence, having dedicated laundry connections is an important practical feature.

For a weekend property, laundry facilities can also be useful because they allow owners and guests to manage clothing and linens without relying on off-site services.

Buyers should verify the condition of the hookups, electrical requirements, ventilation, drainage, and any included appliances.

New Metal Roof

One of the most significant recent improvements is the new metal roof.

A roof is one of the most important components of any home because it protects the structure from weather exposure.

A new roof can provide valuable peace of mind, although buyers should still verify installation quality, warranties, flashing, drainage, ventilation, and any applicable documentation.

Metal roofing can also complement the rural and mountain character of the property.

The buyer should obtain information about the installation date, contractor, warranty, and permits where applicable.

New HVAC System

The listing also highlights a new HVAC system.

The home uses a heat pump for heating and central air for cooling.

A newer heating and cooling system can be an important advantage because HVAC replacement can represent a substantial expense for homeowners.

Buyers should still request documentation regarding the system’s installation, manufacturer, model, warranty, efficiency rating, and service history.

The actual cost of heating and cooling will depend on weather, insulation, energy usage, system efficiency, utility rates, and occupant behavior.

New Gutters and Water Pump

Additional improvements include new gutters and a new water pump.

Gutters play an important role in directing rainwater away from the home and foundation.

This is particularly relevant for a property located in a mountainous and wooded environment where rainfall and runoff can affect drainage.

The new water pump is also important because the property relies on spring water.

Buyers should understand the entire water system before closing.

Spring Water and Septic System

The home uses spring water and a septic tank.

Private water systems can be common in rural mountain properties, but they require appropriate due diligence.

A prospective buyer should have the spring source evaluated for reliability and water quality.

Water testing is particularly important before relying on the system for drinking and household use.

The septic system should also be inspected and, where appropriate, pumped and evaluated.

Buyers should determine the age, capacity, location, condition, and maintenance history of the septic tank and associated drain field.

The combination of spring water and septic service can work well in a rural setting, but ownership requires understanding and maintaining these systems.

The Small Orchard

The small orchard is another feature that helps distinguish this property from a typical residential listing.

An orchard can provide seasonal interest and potentially produce fruit depending on the tree varieties, age, health, pollination, weather, and maintenance.

For someone interested in gardening or growing food at home, the orchard can be an enjoyable starting point.

The buyer should identify the existing trees and assess their condition.

Some may require pruning, fertilization, pest management, or other maintenance.

Even if the orchard is relatively small, it contributes to the property’s country-living atmosphere.

Potential for Gardening and Outdoor Projects

Approximately one acre gives the owner room to consider outdoor projects.

A garden could potentially complement the orchard.

Raised beds, herbs, flowers, native plants, or other landscaping projects could be considered depending on sunlight, soil conditions, drainage, deer pressure, and local rules.

The wooded setting may provide shade in certain areas while creating sunnier spaces elsewhere.

Before investing in landscaping, buyers should study the property throughout the day and across seasons to understand how much sunlight reaches different portions of the lot.

No HOA and No Subdivision

The property is listed as having no HOA and is not located within a subdivision.

For buyers who value independence, the absence of an HOA can be an important advantage.

There are no listed association dues to budget for, and there may be fewer private community restrictions than in a typical planned development.

However, no HOA does not mean no regulations.

The property is identified as residentially zoned, and buyers should verify local rules governing additions, accessory structures, fencing, short-term rentals, home businesses, parking, and other improvements.

A Manufactured Home Built in 2006

The property is identified as a manufactured home and double-wide built in 2006.

Manufactured housing can offer buyers a different path to homeownership compared with traditional site-built construction.

For many buyers, manufactured homes can provide useful living space at a lower acquisition cost than some conventional homes.

However, financing and insurance considerations can vary depending on the home’s classification, foundation, title status, land ownership, age, condition, and lender requirements.

Because this property is being sold together with approximately one acre of land, buyers should confirm how the home and land are titled and how lenders classify the property.

The foundation is listed as pillar/post/pier.

A professional inspection should evaluate the foundation, supports, anchoring, leveling, moisture exposure, and overall structural condition.

Potential as a Full-Time Mountain Home

The property could serve as a full-time residence for someone seeking a quieter lifestyle.

The three-bedroom, two-bath layout provides enough flexibility for a small household, while the one-acre setting creates more privacy than many conventional neighborhoods.

The combination of central air, heat pump heating, connected electricity, spring water, septic, appliances, laundry hookups, and a new HVAC system provides the essential infrastructure for everyday living.

The major lifestyle attraction remains the surrounding landscape.

For buyers who enjoy mountains, wooded scenery, a creek setting, outdoor living, and a slower pace, this type of property can provide a very different experience from urban or suburban housing.

Potential Weekend Retreat

The home could also work as a second home or weekend retreat.

Mountain properties are often attractive to buyers who want a place to escape without purchasing a huge vacation home.

Three bedrooms can provide room for family and friends, while the large porch creates an obvious outdoor gathering space.

The orchard and creek setting further strengthen the retreat atmosphere.

A buyer should consider travel time, winter road conditions, property maintenance, insurance, utilities, and security if the home will be occupied only periodically.

Potential Investment Property

The listing also presents the property as potentially suitable for investment or rental use.

A three-bedroom, two-bath property can be attractive to renters in many markets, but local demand should be researched carefully.

Investors should examine comparable rental properties in Mountain City and surrounding areas, current rental rates, vacancy rates, property-management costs, maintenance expenses, insurance, taxes, financing costs, and any restrictions on rental use.

Short-term rental potential should never be assumed simply because a property is located in a scenic area.

Local regulations, zoning, insurance requirements, taxes, permits, and market demand should all be independently verified.

Mountain City, Tennessee Lifestyle

Mountain City offers an East Tennessee setting surrounded by the Appalachian landscape.

The region can appeal to people who appreciate outdoor recreation, mountain scenery, rural roads, wooded properties, and smaller communities.

For this particular property, the natural environment is central to its appeal.

The creek, orchard, mature trees, mountain views, and one-acre lot provide a lifestyle that is difficult to replicate with an ordinary suburban home.

Buyers should personally explore the surrounding area to evaluate shopping, medical services, restaurants, schools, employment opportunities, recreation, and other daily necessities.

Financial Overview

The asking price is $198,500.

Based on the approximately 1,080 square feet of living space, the listed price works out to approximately $184 per square foot.

The property has no HOA listed, which eliminates a recurring association expense.

Annual property taxes are listed at approximately $194, with a tax-assessed value of $35,100.

Tax assessments should not be interpreted as market valuations.

A buyer evaluating the purchase should compare this property with recent sales of similar manufactured homes, rural homes, mountain properties, and one-acre residential parcels in the surrounding area.

The value of the recent improvements should also be considered, including the new metal roof, HVAC system, gutters, water pump, and porch.

Important Buyer Due Diligence

Even though the property has received several updates, buyers should complete appropriate due diligence before purchasing.

Important areas to investigate include:

• Roof installation and warranty
• HVAC age and documentation
• Foundation and support system
• Manufactured-home title and classification
• Septic tank and drain field
• Spring-water quality
• Spring-water reliability
• Water pump
• Plumbing
• Electrical system
• Gutters and drainage
• Crawl-space or foundation moisture
• Property boundaries
• Easements
• Road access
• Zoning
• Insurance availability
• Financing eligibility
• Orchard condition
• Creek location
• Potential flood or drainage concerns
• Any permits associated with improvements

A professional home inspection is strongly recommended.

Buyers should also confirm all information provided in the listing because the listing itself advises buyers and buyer agents to verify information and notes that it is subject to errors and omissions.

Understanding the Rural Setting

A rural or mountain property can provide substantial lifestyle benefits, but it can also involve responsibilities that differ from living in a conventional subdivision.

Trees require maintenance.

Private water systems require monitoring.

Septic systems require periodic servicing.

Mountain roads can experience weather-related challenges.

Outdoor structures, landscaping, drainage, and wooded areas can also require ongoing attention.

For the right buyer, these responsibilities may be a worthwhile trade-off for privacy and scenery.

The important point is to understand them before purchasing.

A Home With Recent Improvements

The combination of a new metal roof, new HVAC, new gutters, new water pump, and new porch is one of the strongest aspects of the property.

These improvements address several components that can otherwise become significant expenses for homeowners.

However, buyers should obtain receipts, warranties, installation records, and contractor information wherever available.

Understanding exactly when improvements were completed and what work was performed can help establish a clearer picture of the property’s current condition.

Why This Property Stands Out

The property is appealing because it combines several features that are difficult to find together at this price point.

It offers:

• Three bedrooms
• Two full bathrooms
• Approximately 1,080 square feet
• Approximately one acre
• Mountain views
• Creek views
• A small orchard
• A large new porch
• New metal roof
• New HVAC
• New gutters
• New water pump
• Spring water
• Septic system
• Central air
• Heat pump
• Multiple kitchen appliances
• No HOA
• No subdivision
• Gravel parking
• Rural surroundings

The result is a property that can serve multiple lifestyle purposes.

Property Facts at a Glance

• Asking price: $198,500
• Location: Mountain City, Tennessee
• Property type: Single-family manufactured home
• Construction: Double-wide manufactured home
• Year built: 2006
• Bedrooms: 3
• Bathrooms: 2 full
• Living area: approximately 1,080 square feet
• Lot size: approximately 1 acre
• Zoning: Residential
• HOA: None
• Subdivision: Not in subdivision
• Views: Mountain and creek/stream
• Water view: Creek/stream
• Lot character: Mountainous and wooded
• Heating: Heat pump
• Cooling: Central air
• Kitchen: Eat-in kitchen
• Appliances: Dishwasher, electric range, microwave, refrigerator
• Laundry: Washer and electric dryer hookups
• Flooring: Hardwood and luxury vinyl
• Foundation: Pillar/post/pier
• Roof: New metal roof
• Exterior: Vinyl siding
• Water: Spring
• Sewer: Septic tank
• Electricity: Connected
• Parking: Gravel
• Outdoor features: Front porch and side porch
• Recent improvements: Roof, HVAC, gutters, water pump, large porch
• Tax assessed value: $35,100
• Annual taxes: approximately $194
• Price per square foot: approximately $184
• Listing terms: Cash, conventional, FHA, VA Loan

Final Thoughts

This Mountain City, Tennessee, property offers a combination of affordability, practical living space, recent improvements, and natural beauty that could appeal to a wide range of buyers.

The approximately 1,080-square-foot home provides three bedrooms and two full bathrooms, making it considerably more flexible than a typical small mountain cabin.

The approximately one-acre parcel adds room to enjoy the outdoors, while the wooded setting, mature trees, small orchard, creek below, and mountain views create a peaceful environment.

The large porch may ultimately become one of the property’s favorite features.

It offers a natural place to slow down, enjoy the scenery, listen to the creek, and experience the changing seasons of Northeast Tennessee.

The recent improvements also deserve attention.

A new metal roof, HVAC system, gutters, water pump, and large porch represent meaningful upgrades, particularly for buyers who want to avoid immediately tackling some of the most expensive components of a property.

The home’s spring-water system and septic tank are appropriate for the rural setting but should be professionally evaluated. Buyers should understand the source, quality, reliability, and maintenance requirements of the water system before closing.

The manufactured-home construction also makes professional inspection and financing due diligence important. Buyers should verify the home’s classification, foundation, title, insurance availability, and lender requirements.

For a full-time homeowner, the property could provide a comfortable and manageable residence surrounded by mountain scenery.

For a second-home buyer, it could serve as a peaceful weekend destination.

For an investor, the three-bedroom layout and relatively accessible purchase price may justify further research into the local rental market.

For someone approaching retirement or simply looking for a quieter lifestyle, the combination of one-level living, outdoor space, mountain views, and a large porch could be especially appealing.

Ultimately, the greatest value of this property may be the lifestyle it offers.

Instead of a crowded neighborhood and a small yard, buyers can have approximately one acre, wooded surroundings, a creek setting, an orchard, and mountain views.

Instead of starting with a property requiring immediate major upgrades, buyers have several important recent improvements already completed.

And instead of choosing between comfortable living and natural surroundings, this property attempts to provide both in one manageable package.

Prospective buyers should independently verify all property details, measurements, utility information, water and septic systems, zoning, boundaries, manufactured-home documentation, financing eligibility, insurance availability, and the condition of all structures and improvements before making a purchase decision.

 

 

Listed on Zillow