$10,000 Mobile Home for Sale in Saegertown, Pennsylvania – Affordable 2-Bedroom Home With Fenced Yard and Storage Shed

Affordable housing continues to be an important consideration for people who want to reduce their housing expenses, purchase their first home, or explore alternatives to traditional single-family properties. In Pennsylvania, manufactured homes can provide a relatively inexpensive way to purchase a residence, particularly when buyers are comfortable with smaller living spaces and understand the financial responsibilities associated with rented land.

One property worth exploring is located at 16327 Horseshoe Dr, Saegertown, PA 16433, where a two-bedroom manufactured home is advertised for $10,000.

This residence offers approximately 980 square feet of interior living space, one full bathroom, a comfortable-sized living room, a kitchen with included appliances, a deck, a small fenced yard, and a large storage shed.

Built in 1978, the home is located in Fountain House Park in Woodcock Township, within the Saegertown area of northwestern Pennsylvania.

The listing describes the property as being in average condition and highlights its practical outdoor features and relatively low reported property taxes.

However, there is an important financial consideration that every potential buyer should understand: the property has monthly lot rent of $511.

This means the $10,000 advertised price should not be confused with purchasing a traditional house and its underlying land.

For buyers comparing affordable mobile homes, manufactured housing communities, and conventional residential properties, understanding the difference between home ownership and land ownership is essential.

This detailed guide examines the home’s layout, interior features, outdoor amenities, maintenance considerations, financing possibilities, insurance requirements, monthly expenses, and important questions to ask before purchasing.

Property Overview: 16327 Horseshoe Dr, Saegertown, PA 16433

The property is classified as a manufactured home and single-family residence.

It was originally constructed in 1978 and provides approximately 980 square feet of reported interior living area.

The home includes two bedrooms, one full bathroom, a kitchen, dining area, and living room.

Additional features include gas forced-air heating, carpet flooring, vinyl siding, a deck, and a detached storage shed.

The listing also describes a small fenced yard and a location on a cul-de-sac.

Main Property Features

• Asking Price: $10,000
• Reported Price Reduction: $6,000
• Address: 16327 Horseshoe Dr, Saegertown, PA 16433
• Property Type: Manufactured Home
• Year Built: 1978
• Bedrooms: 2
• Bathrooms: 1 full bathroom
• Interior Living Area: 980 square feet
• Heating: Gas forced air
• Flooring: Carpet
• Exterior Material: Vinyl siding
• Roof Materials: Asphalt and metal listed
• Basement: None
• Kitchen Appliances: Gas oven, gas range, refrigerator
• Outdoor Features: Deck and small fenced yard
• Storage: Large shed
• Community: Fountain House Park
• Monthly Lot Rent: $511
• Reported Annual Property Taxes: $586
• Water: Public
• Sewer: Public

These details provide a general picture of the property, although buyers should verify its condition, lease requirements, and ownership arrangements before making a purchase.

Why This $10,000 Manufactured Home May Interest Buyers

The home’s asking price is one of its most noticeable characteristics.

At $10,000, the advertised purchase amount is significantly lower than the price of many traditional single-family houses.

This may attract individuals seeking a lower initial housing investment.

However, manufactured housing affordability involves more than the purchase price.

Monthly lot rent, utilities, maintenance, insurance, taxes, and potential financing costs must all be considered.

Understanding the Price Reduction

The listing reports a $6,000 price reduction, bringing the advertised price to $10,000.

Based on those figures, the previous asking price was approximately $16,000.

That represents a reduction of 37.5%.

A lower price may make a listing more appealing, but it does not establish that the property is suitable for every buyer.

The home’s age, physical condition, and park lease should remain central to the decision.

Price Per Square Foot

The advertised price works out to approximately $10.20 per square foot based on 980 square feet of living space.

This is a useful mathematical comparison, but it should not be treated as equivalent to the price per square foot of a traditional home that includes land.

A manufactured home located on rented land has a different ownership structure and cost profile.

Living in Saegertown, Pennsylvania

Saegertown is a small community in Crawford County in northwestern Pennsylvania.

The region features smaller towns, residential neighborhoods, rural landscapes, and seasonal weather patterns typical of this part of the state.

Some buyers are attracted to small-town environments because they prefer less densely populated surroundings.

Others may be interested in reducing their housing costs or living closer to family and local employment.

The Woodcock Township Setting

The manufactured home is located in Fountain House Park in Woodcock Township.

A manufactured housing community can provide a different living experience from a conventional subdivision.

Residents may live relatively close to neighboring homes while maintaining their own interior living spaces and designated outdoor areas.

However, park rules and lease agreements can affect how residents use their properties.

Local Services and Daily Convenience

Before purchasing, buyers should investigate nearby grocery stores, healthcare providers, pharmacies, schools, and employment opportunities.

Transportation is another important consideration.

People who commute regularly should check actual travel times to their workplaces and other frequent destinations.

Northwestern Pennsylvania Weather

Seasonal weather can affect manufactured home maintenance and household utility costs.

Winter heating, insulation, roof condition, and plumbing protection are particularly important considerations.

Buyers should evaluate whether the home is appropriately maintained for local weather conditions.

Understanding Manufactured Home Ownership

Manufactured homes are an established form of residential housing, but the purchase process can differ from buying a conventional site-built house.

One of the biggest differences concerns land ownership.

Some manufactured homes are sold together with the land beneath them.

Others are located in communities where the homeowner rents the lot.

This property is advertised with monthly lot rent of $511.

Home Ownership and Land Rental

In a typical rented-lot arrangement, the buyer owns the manufactured home but pays a separate fee to occupy the land.

The specific legal arrangement should be verified through the home’s ownership documents and the community lease.

Purchasing the home does not necessarily provide ownership of the lot.

Why the Lease Is Important

The lease may determine how rent is collected, which services are included, what maintenance residents must perform, and how future increases are handled.

It may also establish community rules concerning pets, parking, outdoor improvements, and occupancy.

Prospective buyers should request the complete lease before making a financial commitment.

Monthly Lot Rent: Understanding the $511 Expense

The advertised lot rent is $511 per month.

This is one of the most important figures associated with the property.

Over a full year, monthly lot rent would total $6,132 if the rate remained unchanged.

That amount is separate from the purchase price of the manufactured home.

First-Year Housing Cost Example

Consider a hypothetical buyer who pays $10,000 in cash for the home.

Twelve months of lot rent at $511 would add $6,132.

The reported annual property taxes are $586.

Combining these three figures produces a first-year total of $16,718.

This calculation excludes insurance, utilities, maintenance, transfer fees, and other possible expenses.

It is an illustration, not a complete estimate of the cost of owning the property.

Monthly Budget Calculation

The reported annual property taxes of $586 are equivalent to approximately $48.83 per month.

Adding that amount to the $511 lot rent produces a combined monthly figure of approximately $559.83.

This is before insurance, electricity, gas, water, sewer, internet, repairs, and any loan payments.

Long-Term Lot Rent Costs

If lot rent remained unchanged for five years, the total would be $30,660.

Over ten years, it would total $61,320.

These calculations illustrate why the ongoing lease expense matters even when the home itself is inexpensive.

Actual future rent may change according to the lease and applicable rules.

Inside the 980-Square-Foot Manufactured Home

The property offers approximately 980 square feet of interior space.

For buyers who prefer smaller homes, this layout may provide enough room for everyday living without the maintenance requirements of a much larger residence.

The home includes two bedrooms, one bathroom, a living room, a kitchen, and a dining area.

Living Room With Generous Listed Dimensions

The living room measures approximately 18 by 13 feet according to the listing.

This provides roughly 234 square feet based on the reported dimensions.

A room of this size may accommodate seating, a television, and other common living room furniture.

However, the actual layout and usable space should be confirmed during an inspection.

Kitchen Measuring Approximately 12 by 12 Feet

The kitchen is listed at approximately 12 by 12 feet.

The home includes a gas oven, gas range, and refrigerator.

These appliances may reduce the number of items a buyer needs to purchase initially.

However, their age, operating condition, and remaining service life are not specified.

Dining Area

The dining room is reported to measure approximately 6 by 13 feet.

This space may accommodate a compact dining arrangement.

Buyers should consider how the dining area connects to the kitchen and living room when evaluating furniture placement.

Two Bedrooms With Flexible Uses

The manufactured home includes two bedrooms located on the main level.

This arrangement may be suitable for individuals, couples, or smaller households.

First Bedroom: Approximately 11 by 13 Feet

One bedroom is listed at approximately 11 by 13 feet.

Based on these measurements, the room contains roughly 143 square feet.

Depending on the layout, it may accommodate a bed, dresser, and other essential furniture.

Second Bedroom: Approximately 10 by 8 Feet

The second bedroom measures approximately 10 by 8 feet.

This smaller room may be suitable for a guest bedroom, home office, or other permitted residential use.

Buyers should verify closet space, ventilation, window condition, and electrical outlets.

Benefits of a Two-Bedroom Layout

A second bedroom can provide flexibility for households whose needs change over time.

For example, an additional room may accommodate visiting family members or provide a separate workspace.

However, room dimensions and actual condition should be verified before purchasing.

One Full Bathroom and Practical Daily Living

The property includes one full bathroom.

For a compact manufactured home, a single bathroom is a common layout.

The listing does not provide detailed information about fixtures, ventilation, or recent renovations.

Bathroom Inspection Priorities

Buyers should inspect the toilet, sink, bathing area, plumbing connections, and flooring.

They should also look for signs of moisture damage.

Older manufactured homes can develop plumbing or subfloor problems that may not be immediately obvious.

A professional inspection can help identify issues before they become expensive repairs.

Gas Forced-Air Heating for Pennsylvania Winters

The home is equipped with gas forced-air heating.

Heating is an important consideration in northwestern Pennsylvania because winter conditions can increase energy consumption.

However, the listing does not provide the furnace’s age or maintenance history.

Furnace Inspection

A qualified heating professional should evaluate the furnace, ventilation, gas connections, and ductwork.

The inspection should identify any safety concerns or recommended repairs.

Heating Efficiency and Energy Costs

Actual heating expenses depend on several factors, including insulation, outdoor temperatures, thermostat settings, and equipment efficiency.

Buyers may wish to request available utility billing history.

Cooling Options

The listing does not identify a cooling system.

Prospective owners should confirm whether any air-conditioning equipment is installed.

If additional cooling is desired, suitable options should be evaluated based on the home’s electrical capacity, layout, and park requirements.

Vinyl Siding and Exterior Maintenance

The manufactured home has vinyl siding.

Vinyl siding is commonly used because it can be relatively easy to maintain.

However, it still requires periodic inspection.

Inspecting Exterior Panels

Buyers should look for cracked, loose, or damaged siding.

They should also inspect trim, window openings, doors, and areas where moisture might enter the structure.

Exterior Improvements

Painting, replacing siding, or making other exterior changes may be subject to community rules.

Buyers should verify approval requirements before planning improvements.

Roof Condition: Asphalt and Metal Materials

The listing identifies both asphalt and metal as roof materials.

It does not explain whether different sections of the roof use different materials or whether the description reflects previous repairs.

Roof condition is particularly important in older manufactured homes.

Common Roof Inspection Concerns

A professional inspection should evaluate visible wear, flashing, seals, drainage, and potential leaks.

The roof’s age and repair history should also be investigated.

Planning for Future Roof Expenses

Even when a roof is currently functional, replacement may eventually become necessary.

Buyers should include a maintenance reserve in their long-term budget.

The listing does not provide enough information to estimate when replacement might be required.

The Small Fenced Yard: A Valuable Outdoor Feature

One of the listing’s highlighted features is a small fenced-in yard.

For buyers who enjoy spending time outdoors, a defined yard can add practical convenience.

Possible uses may include outdoor seating, gardening in containers, or other activities allowed by the community.

Privacy and Outdoor Space

Fencing can provide some separation between neighboring areas.

However, buyers should inspect its condition and determine who is responsible for maintenance.

Pet Ownership Considerations

A fenced yard may be attractive to people with pets.

However, the presence of fencing does not guarantee that animals are permitted.

Prospective residents should review Fountain House Park’s pet policies before purchasing.

Large Storage Shed: Additional Space Beyond the Home

The listing includes a large storage shed.

Storage is an important consideration in a manufactured home without a basement.

A shed may provide space for tools, seasonal items, lawn equipment, and outdoor supplies.

Why Extra Storage Matters

Smaller homes can benefit from dedicated storage areas outside the primary living space.

A shed may help keep household items organized without occupying bedrooms or common areas.

Shed Condition and Ownership

Buyers should verify that the shed is included in the purchase and permitted to remain on the lot.

Its roof, floor, walls, and doors should be inspected.

The listing does not provide exact dimensions or a separate valuation.

Deck and Outdoor Relaxation

The property also includes a deck.

A deck can create an additional place to sit outdoors during pleasant weather.

It may be useful for reading, relaxing, or enjoying the surrounding environment.

Deck Safety

The deck should be checked for deterioration, loose railings, damaged steps, and unstable supports.

Repairs may be necessary depending on its condition.

Community Rules for Outdoor Improvements

Manufactured home communities may regulate deck modifications and other exterior projects.

Any planned changes should be reviewed with park management.

Cul-de-Sac Location: Potential Residential Appeal

The listing identifies the lot as being located on a cul-de-sac.

Some buyers prefer cul-de-sac settings because they may experience different traffic patterns from through streets.

However, actual traffic, parking arrangements, and neighborhood conditions should be evaluated in person.

Parking and Access

The listing does not provide detailed parking information.

Buyers should confirm the number of permitted vehicles, assigned spaces, guest parking policies, and winter access arrangements.

Financing a $10,000 Manufactured Home

Financing a manufactured home located on rented land can differ from financing a conventional residence.

The home’s legal classification and the absence of land ownership may affect loan eligibility.

Manufactured Home Loans

Some lenders offer specialized financing for manufactured homes.

Requirements may include minimum loan amounts, age restrictions, property condition standards, and borrower qualifications.

Because this home was built in 1978, buyers should verify lender eligibility requirements carefully.

Chattel Financing

When a manufactured home is treated as personal property, certain lenders may offer chattel loans.

These loans can have different terms and interest rates from conventional mortgages.

Borrowers should compare fees, repayment periods, and total borrowing costs.

Personal Loan Considerations

Some buyers may consider personal loans.

However, interest rates and repayment terms depend on credit qualifications and lender policies.

A low purchase price does not necessarily guarantee affordable financing.

Cash Purchase

A cash purchase may be an option for buyers with sufficient savings.

However, paying cash does not eliminate the need to review the park lease, verify ownership, or inspect the property.

Manufactured Home Insurance in Pennsylvania

Insurance is another important ownership expense.

Manufactured home policies may differ from conventional homeowners insurance.

Coverage options can depend on the home’s age, condition, location, and use.

Factors That Influence Insurance Premiums

Insurers may consider the year of manufacture, replacement value, roof condition, heating equipment, and previous claims.

Because the home dates to 1978, buyers should obtain quotes before finalizing a purchase.

Personal Property and Liability Coverage

Insurance may include coverage for belongings and certain liability risks, depending on the policy.

Buyers should review deductibles, exclusions, and coverage limits.

Shed and Deck Coverage

The outdoor shed and deck may require specific attention when discussing insurance.

Not every policy treats additional structures the same way.

Buyers should confirm whether these features are covered.

Property Taxes and Ongoing Housing Expenses

The listing reports annual property taxes of $586.

Although this is relatively low in absolute terms, taxes are only one component of the housing budget.

Budgeting Beyond the Purchase Price

A responsible budget should consider:

• Monthly lot rent
• Property taxes
• Manufactured home insurance
• Electricity and gas
• Water and sewer charges, if billed separately
• Waste collection
• Internet and communication services
• Appliance maintenance
• Heating system repairs
• Roof and exterior maintenance
• Emergency repair savings

The listing does not specify which utilities or services, if any, are included in lot rent.

Preparing for Unexpected Repairs

A manufactured home built in 1978 may require repairs as components age.

Buyers should consider maintaining an emergency fund for heating, plumbing, electrical, and roof-related expenses.

The appropriate amount depends on the home’s actual condition and the owner’s financial circumstances.

Manufactured Homes as an Affordable Housing Alternative

Manufactured housing may appeal to people seeking smaller homes and lower initial purchase prices.

However, affordability depends on the full cost of ownership.

Lower Initial Purchase Cost

The advertised $10,000 price may be attractive to buyers who have difficulty finding conventional houses within their budgets.

Ongoing Rental Obligations

The $511 monthly lot rent is a continuing expense that must be considered alongside the initial purchase.

Maintenance Responsibilities

Even when the land is rented, homeowners may remain responsible for maintaining the structure and certain outdoor improvements.

The lease should explain these responsibilities.

Could This Home Work for Retirement Living?

Some buyers considering retirement prefer smaller, single-level residences.

This property has one floor, with both bedrooms and the bathroom on the main level.

However, the listing does not establish that the home is accessible or suitable for people with mobility limitations.

Accessibility Considerations

Buyers should evaluate entry steps, deck access, doorway widths, bathroom layout, and interior circulation.

Modifications may be possible, but they could require park approval.

Fixed-Income Budgeting

For households relying on retirement income, future lot rent increases and maintenance costs deserve particular attention.

A purchase decision should account for long-term affordability rather than only the initial price.

Is This Manufactured Home Suitable for Rental Investment?

Some buyers may be interested in purchasing inexpensive manufactured homes as rental investments.

However, rental use is not automatically permitted in every manufactured housing community.

Park Rental Rules

Prospective investors should ask whether subleasing or renting the home to tenants is allowed.

Written confirmation is important.

Rental Profitability

If renting is permitted, investors should analyze potential rental income against lot rent, taxes, insurance, repairs, vacancy, and management expenses.

The listing does not provide verified rental income or local rental demand.

Therefore, investment returns cannot be reliably estimated from the asking price alone.

Inspection Checklist for a 1978 Manufactured Home

A professional inspection can help buyers understand the condition of an older manufactured home.

Important areas to investigate include the roof, structure, plumbing, electrical systems, and heating equipment.

Structural and Interior Inspection

Buyers should evaluate flooring stability, wall condition, ceilings, windows, doors, and signs of moisture intrusion.

Plumbing Inspection

Supply lines, drains, fixtures, and water heaters should be inspected for leaks or deterioration.

Electrical Safety

An electrician may need to evaluate the electrical panel, outlets, wiring, and grounding.

Heating System Evaluation

The gas furnace should be inspected for safe operation.

Exterior and Outdoor Structures

The deck, fence, siding, and shed should be assessed for maintenance needs.

Professional findings can help buyers determine whether the asking price fits their renovation and ownership budget.

Important Questions Before Purchasing

Before making an offer, buyers should obtain answers to the following questions:

1. Is the monthly lot rent still $511?
2. What services are included in the rent?
3. Are future lot rent increases scheduled?
4. Does the park require approval of new residents?
5. Are there application or transfer fees?
6. What are the pet and parking policies?
7. Is the home allowed to remain on its current lot after the sale?
8. Is the ownership title clear?
9. Are there unpaid fees or liens?
10. What is the condition of the roof?
11. Is the furnace operating safely?
12. Are the included kitchen appliances functional?
13. Is the storage shed included?
14. Are the deck and fence approved by the community?
15. Are there restrictions on renting or reselling the home?

These questions can help clarify the financial and practical implications of ownership.

Frequently Asked Questions About 16327 Horseshoe Dr

What is the asking price?

The supplied listing advertises the manufactured home for $10,000.

How many bedrooms and bathrooms are included?

The property has two bedrooms and one full bathroom.

What is the interior living area?

The reported living area is approximately 980 square feet.

How old is the home?

The manufactured home was built in 1978, according to the listing.

Is the land included in the price?

The listing reports monthly lot rent of $511. Buyers should verify the exact ownership and lease arrangement rather than assuming land is included.

What is the annual lot rent?

At the reported monthly rate, annual lot rent totals $6,132.

Does the property have heating?

Yes. Gas forced-air heating is listed, although its condition should be verified.

What appliances are included?

The listing includes a gas oven, gas range, and refrigerator.

Does the home have outdoor storage?

Yes. A large storage shed is advertised.

Is there a fenced yard?

Yes. The property includes a small fenced-in yard.

Does the home have a basement?

No basement is listed.

What are the reported annual property taxes?

The listing reports approximately $586.

Final Thoughts: A $10,000 Mobile Home With Practical Features and Important Monthly Expenses

The manufactured home at 16327 Horseshoe Dr, Saegertown, PA 16433, offers an advertised purchase price of $10,000 and approximately 980 square feet of living space.

Its two-bedroom layout, full bathroom, kitchen appliances, gas forced-air heating, fenced yard, deck, and large storage shed may appeal to buyers searching for an affordable manufactured home in Pennsylvania.

The property is located in Fountain House Park in Woodcock Township and was built in 1978.

However, buyers should evaluate the full financial picture.

The $511 monthly lot rent represents $6,132 annually, before property taxes, insurance, utilities, and maintenance.

The home’s age also makes a careful inspection important.

Prospective buyers should verify the lease terms, community requirements, ownership documentation, and physical condition before purchasing.

For someone seeking a smaller residence and comfortable with the responsibilities of manufactured-home ownership on rented land, this listing may deserve a closer look.

Ultimately, the property’s affordability depends on the buyer’s budget, the home’s actual condition, and the long-term cost of living in the community.

Final Property Summary

Address: 16327 Horseshoe Dr, Saegertown, PA 16433

Price: $10,000

Property Type: Manufactured Home

Bedrooms: 2

Bathrooms: 1

Living Area: 980 Square Feet

Year Built: 1978

Community: Fountain House Park, Woodcock Township

Monthly Lot Rent: $511

Reported Annual Property Taxes: $586

Heating: Gas Forced Air

Exterior: Vinyl Siding

Included Appliances: Gas Oven, Gas Range, Refrigerator

Outdoor Features: Deck, Small Fenced Yard, Large Storage Shed

Property Condition: Listed as Average Condition

Disclaimer: This article is based on the supplied real estate listing and is intended for informational purposes only. Prices, availability, taxes, lease terms, property conditions, and financing options may change. Buyers should independently verify all information, review the park lease, confirm ownership documents, and obtain appropriate inspections before purchasing.

 

 

Listed on Zillow.